5405 27th St, Lubbock, TX 79407 Property Records

Lubbock County property record for 5405 27th St, Lubbock, TX 79407

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,442 sqft · built 1959
Lot Size	0.25 acres (10,920 sqft)
Owner	Individual Name on File
Tax Bill	$3,267 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32448`

Property Details

APN / Parcel Number

Primary APN	`R32448`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,442 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	10,920 sqft (0.25 acres)
Lot Dimensions	130 ft deep x 84 ft wide
Garage Area	500 sqft
Storage Building	125 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5405 27TH ST
City	LUBBOCK
State	TX
Zip	79407-3401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	GREENLAWN L 33
Legal Subdivision	GREENLAWN
Legal Lot Number	160
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2010
Census Tract	1711

Owner

5405 27th St is owned and occupied by an individual who acquired it in June 2020.

Source: Lubbock County records, as of February 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5405 27TH ST, LUBBOCK, TX 79407-3401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2020	Vendor's Lien, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 9, 2017	Vendor's Lien, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2020
Deed Sale	Jun 11, 2020
Prior Sale	Nov 9, 2017
Deed Document Number	2020-23327
Record Updated	Jun 8, 2026

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jun 11, 2020
Property Address	5405 27TH ST, LUBBOCK, TX 79407-3401
Document Number	0000023327
Map Reference	VOL 692 PG 578
Instrument Date	Jun 11, 2020
Instrument	2020023327
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8503 KNOXVILLE AVE, LUBBOCK, TX 79423-2746

Mortgage

Document Number	0000023328
Date	Jun 11, 2020
Instrument	2020023328

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

November 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Nov 9, 2017
Property Address	5405 27TH ST, LUBBOCK, TX 79407-3401
Document Number	0000040359
Map Reference	VOL692 PG578
Instrument Date	Oct 31, 2017
Instrument	2017040359
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5405 27TH ST, LUBBOCK, TX 79407-3401

Mortgage

Document Number	0000040360
Date	Nov 9, 2017
Instrument	2017040360

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 5405 27th St was $3,267 with a homeowner's exemption, down 15.2% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,267.00 (-15.23%) Homeowner's exemption	$253,276 Land $35,000 Building $218,276	$253,276 Land $35,000 Building $218,276
2024	$3,854.00 (+7.2%)
2023	$3,595.00 (-19.65%)	$251,144 Land $19,320 Building $231,824	$251,144 Land $19,320 Building $231,824
2022	$4,474.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5405 27th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5405 27th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
Telespan Fixed Wireless	100 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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