5405 14th St, Lubbock, TX 79416 Property Records

Lubbock County property record for 5405 14th St, Lubbock, TX 79416

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,453 sqft · built 1962
Lot Size	0.169 acres (7,390 sqft)
Owner	Individual Name on Record
Tax Bill	$2,335 (2025)
Deeds & Mortgages	Jul 2025 Second Mortgage Jul 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R94975`

Property Details

APN / Parcel Number

Primary APN	`R94975`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,453 sqft Living Area

Exterior

Year Built	Built 1962
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,390 sqft (0.169 acres)
Lot Dimensions	119 ft deep x 62 ft wide
Garage Area	315 sqft

Location & Zoning

Street Address	5405 14TH ST
City	LUBBOCK
State	TX
Zip	79416-5414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	ALFORD TERRACE W48'OF L 355 & E14'OF 356
Legal Subdivision	ALFORD TERRACE
Legal Lot Number	3550
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2006
Census Tract	402

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5405 14TH ST, LUBBOCK, TX 79416-5414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS DEPT OF HOUSING & CMNTY AFFAIRS
Jul 29, 2025	Vendor's Lien, Transfer · FHA Mortgage HOMETRUST MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2025
Deed Sale	Jul 29, 2025
Prior Sale	Jan 25, 2016 · Amount on Record
Deed Document Number	2025029435
Record Updated	Jun 8, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	5405 14TH ST, LUBBOCK, TX 79416-5414
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	SERVICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029437
Date	Jul 29, 2025
Instrument	2025029437

Lender

Name	TEXAS DEPT OF HOUSING & CMNTY AFFAIRS
Type	Government Agency
Address	AUSTIN, TX 78711

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jul 29, 2025
Property Address	5405 14TH ST, LUBBOCK, TX 79416-5414
Document Number	0000029435
Map Reference	VOL 893 PG 263
Instrument Date	Jul 28, 2025
Instrument	2025029435
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5405 14TH ST, LUBBOCK, TX 79416-5414

Mortgage

Document Number	0000029436
Date	Jul 29, 2025
Instrument	2025029436

Lender

Name	HOMETRUST MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,335.00 (-15.52%)	$161,496 (+9.74%) Land $28,000 Building $133,496	$161,496 (+9.74%) Land $28,000 Building $133,496
2024	$2,764.00 (+1.06%)
2023	$2,735.00 (-0.76%)	$147,164 Land $13,640 Building $133,524	$147,164 Land $13,640 Building $133,524
2022	$2,756.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Telespan.

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