54046 Lisa Dr, Callahan, FL 32011 Property Records

Nassau County property record for 54046 Lisa Dr, Callahan, FL 32011

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,792 sqft · built 2009
Lot Size	1.83 acres (79,982 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Mar 2021)
Tax Bill	$2,615 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-1N-25-296C-0071-0000`

Property Details

APN / Parcel Number

Primary APN	`37-1N-25-296C-0071-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,792 sqft Heated Area
Gross Area	2,008 sqft
1st Floor Area	1,792 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2016
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	79,982 sqft (1.83 acres)
Lot Dimensions	362 ft deep x 200 ft wide
Garage Area	780 sqft

Exterior Amenities

Pool Area	576 sqft
Porch	Porch
Porch Area	192 sqft
Patio Area	796 sqft
Pole Barn	900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	54046 LISA DR
City	CALLAHAN
State	FL
Zip	32011-5988
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RM
Legal Description	TRACT 71 IN OR 2440/290 2009/SCTB/DWMH LEE STONER SHORES 3 UNR UTIL ESMT IN OR 2405-1386
Legal Range	25E
Legal Township	01N
Legal Section	37
Legal Subdivision	LEE STONER SHORES 3
Legal Tract	71
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	1
Census Block	1001
Census Tract	50505

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	54046 LISA DR, CALLAHAN, FL 32011-5988
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU
Mar 8, 2021	Warranty Deed, Transfer · VA Mortgage GATEWAY FIRST BANK
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2021 · Amount on Record
Deed Sale	Mar 8, 2021 · Amount on Record
Prior Sale	Sep 9, 2009 · Amount on Record
Deed Document Number	202145007917
Deed Book / Page	2440 / 290
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	54046 LISA DR, CALLAHAN, FL 32011-5988
Transaction Type	Mortgage
Record Updated	Jun 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54046 LISA DR, CALLAHAN, FL 32011-5988

Mortgage

Document Number	0026450493
Date	Jun 1, 2023
Book Page	2645/493
Instrument	202345016724

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2043

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Mar 8, 2021
Property Address	54046 LISA DR, CALLAHAN, FL 32011-5988
Document Number	0024400290
Book / Page	2440 / 290
Instrument Date	Mar 5, 2021
Instrument	202145007917
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54046 LISA DR, 54046, CALLAHAN, FL 32011-5988

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54046 LISA DR, CALLAHAN, FL 32011-5988

Mortgage

Document Number	0002440292
Date	Mar 8, 2021
Instrument	2440/292

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	54046 LISA DR, CALLAHAN, FL 32011-5988
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54046 LISA DR, CALLAHAN, FL 32011-5988

Mortgage

Document Number	0023941442
Date	Sep 23, 2020
Book Page	2394/1442
Instrument	202045030369

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,615.00 (+1.51%) Homeowner's exemption	$210,699 (+2.9%)	$271,241 (+6.24%) Land $50,000 Building $221,241
2024	$2,576.00 (+1.58%) Homeowner's exemption	$204,761 (+3%)	$255,314 (+0.36%) Land $45,000 Building $210,314
2023	$2,536.00 (+10.79%) Homeowner's exemption	$198,797 (+3%)	$254,386 (+31.8%) Land $45,000 Building $209,386
2022	$2,289.00 Homeowner's exemption	$193,007 Land $45,000 Building $148,007	$193,007 Land $45,000 Building $148,007

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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