5404 Rum Cherry Way, Indianapolis, IN 46237 Property Records

Marion County property record for 5404 Rum Cherry Way, Indianapolis, IN 46237

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,396 sqft · built 2021
Lot Size	0.257 acres (11,195 sqft)
Owner	Individual Name on File
Last Sale	$319,200 (Nov 2023)
Tax Bill	$5,339 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Sep 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`49-15-05-135-009.015-500`

Property Details

APN / Parcel Number

Primary APN	`49-15-05-135-009.015-500`
Alternative APN	`5045203`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Building Area	2,396 sqft Living Area
Gross Area	2,796 sqft
Upper Floors Area	1,356 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	11,195 sqft (0.257 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5404 RUM CHERRY WAY
City	INDIANAPOLIS
State	IN
Zip	46237-3858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	HIGHGATE ESTATES SEC 2 L63
Legal Subdivision	HIGHGATE ESTATES SEC 2
Legal Lot Number	63
Jurisdiction	MARION IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1000
Census Tract	380901

Owner

5404 Rum Cherry Way is owned and occupied by an individual who bought it in November 2023.

Source: Marion County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	5404 RUM CHERRY WAY, INDIANAPOLIS, IN 46237-3858
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Sep 6, 2023	Deed of Trust, Mortgage HUD
Nov 3, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK AMERICA
Nov 3, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK AMERICA
Nov 17, 2021	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2023 · Amount on File
Deed Sale	Nov 3, 2023 · Amount on File
Prior Sale	Nov 17, 2021 · Amount on File
Deed Document Number	202392224
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	5404 RUM CHERRY WAY, INDIANAPOLIS, IN 46237-3858
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062711
Date	Jun 2, 2022
Instrument	A202200062711

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	5404 RUM CHERRY WAY, INDIANAPOLIS, IN 46237-3858
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074270
Date	Sep 6, 2023
Instrument	A202300074270

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	348 Months
Due	May 1, 2052

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Nov 3, 2023
Property Address	5404 RUM CHERRY WAY, INDIANAPOLIS, IN 46237-3858
Document Number	0000092224
Map Reference	IN A201900128694
Instrument Date	Oct 27, 2023
Instrument	A202300092224
Transaction Type	Transfer
Record Updated	Jan 29, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5404 RUM CHERRY WAY, INDIANAPOLIS, IN 46237-3858

Mortgage

Document Number	0000092225
Date	Nov 3, 2023
Instrument	A202300092225

Lender

Name	FIRST NATIONAL BANK AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2053

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Nov 3, 2023
Property Address	5404 RUM CHERRY WAY, INDIANAPOLIS, IN 46237-3858
Document Number	0000092224
Map Reference	IN A201900128694
Instrument Date	Oct 27, 2023
Instrument	A202300092224
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5404 RUM CHERRY WAY, INDIANAPOLIS, IN 46237-3858

Mortgage

Document Number	0000092225
Date	Nov 3, 2023
Instrument	A202300092225

Lender

Name	FIRST NATIONAL BANK AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2053

November 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Nov 17, 2021
Property Address	5404 RUM CHERRY WAY, INDIANAPOLIS, IN 46237-3858
Document Number	0000153503
Map Reference	IN A201900128694
Instrument Date	Oct 13, 2021
Instrument	A202100153503
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 23, 2026
Title Company	HOMESITE TITLE, HOMESTEAD TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5404 RUM CHERRY WAY, INDIANAPOLIS, IN 46237-3858

Mortgage

Document Number	0000153504
Date	Nov 17, 2021
Instrument	A202100153504

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5404 Rum Cherry Way was $5,339.

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Perry Township
Consolidated City	Indianapolis City
Unified School District	Perry Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,339.00	$429,200 Land $67,200 Building $362,000	$429,200 Land $67,200 Building $362,000
2023	$4,548.00 (+6.81%) Homeowner's exemption	$354,900 (+9.33%) Land $67,200 Building $287,700	$354,900 (+9.33%) Land $67,200 Building $287,700
2022	$4,258.00	$324,600 Land $67,200 Building $257,400	$324,600 Land $67,200 Building $257,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5404 Rum Cherry Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5404 Rum Cherry Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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