5404 Reading Rd, Cincinnati, OH 45237 Property Records

Hamilton County property record for 5404 Reading Rd, Cincinnati, OH 45237

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,240 sqft · built 1939
Lot Size0.196 acres (8,538 sqft)
OwnerIndividual Name on File
Last Sale$240,000 (Aug 2024)
Tax Bill$4,377 (2025)
Deeds & MortgagesSep 2022 Sale
Jul 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN119-0002-0384-00

Property Details

APN / Parcel Number

Primary APN119-0002-0384-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,240 sqft Finished Area
1st Floor Area1,120 sqft
2nd Floor Area1,120 sqft
Basement Area1,274 sqft

Exterior

Year BuiltBuilt 1939
Architectural StyleConventional
Exterior MaterialBrick
Lot Area8,538 sqft (0.196 acres)
Lot Dimensions141 ft deep x 60 ft wide
Garage TypeBasement
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area194 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address5404 READING RD
CityCINCINNATI
StateOH
Zip45237-5309
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Description5400 READING RD 60.03 X 141.70 IRR-LOT 2 PT 3 REDBERN 1ST SUB PARS 384-385 CONS
Legal SubdivisionREDBERN
Legal Lot Number2
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group1
Census Block1001
Census Tract6300

Owner

Source: Hamilton County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5404 READING RD, CINCINNATI, OH 45237-5309
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2022Warranty Deed, Transfer
Jul 27, 2021Deed of Trust, Mortgage · FHA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Oct 15, 2020Deed of Trust, Mortgage · FHA Mortgage
VILLAGE CAP & INVS
Dec 24, 2016Deed of Trust, Mortgage · FHA Mortgage
VILLAGE CAP & INVS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 14, 2024 · Amount on Record
Deed SaleAug 14, 2024 · Amount on Record
Prior SaleSep 8, 2022 · Amount on Record
Deed Document Number0000056854
Deed Book / Page15229 / 2003
Record UpdatedJun 8, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateSep 8, 2022
Property Address5404 READING RD, CINCINNATI, OH 45237-5309
Document Number0000085985
Book / Page14747 / 1701
Map ReferenceMB 34 PG 27
Instrument DateAug 26, 2022
Instrument2022-0085985
Transaction TypeTransfer
Record UpdatedOct 26, 2022

Transaction

AmountAmount Recorded
Tax$600.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5404 READING RD, CINCINNATI, OH 45237-5309

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5404 READING RD, CINCINNATI, OH 45237-5309
Transaction TypeMortgage
Record UpdatedAug 25, 2022
Title CompanyAMERICAN GUARANTY TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000090799
DateJul 27, 2021
Book Page14467/564
Instrument2021-0090799
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89074
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term313 Months
DueAug 1, 2047

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5404 READING RD, CINCINNATI, OH 45237-5309
Document Number0000117381
Instrument DateOct 15, 2020
Transaction TypeMortgage
Record UpdatedJan 21, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5202 READING RD #04 CINCINNATI OH 45237, 4, CINCINNATI, OH 45237

Mortgage

Document Number0000117381
DateNov 6, 2020
Book Page014291/002549
Instrument117381
Lender
NameVILLAGE CAP & INVS
TypeFunding / Finance Company
AddressHENDERSON, NV 89052
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term300 Months
DueNov 5, 2045

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5404 READING RD, CINCINNATI, OH 45237-5309
Document Number0000000685
Book / Page013325 / 002939
Instrument DateDec 24, 2016
Transaction TypeMortgage
Record UpdatedMay 8, 2017
Title CompanyMILESTONE SETTLEMENT LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5202 READING RD #04 CINCINNATI OH 45237, 4, CINCINNATI, OH 45237

Mortgage

Document Number0000000685
DateJan 3, 2017
Book Page013325/002939
Instrument685
Lender
NameVILLAGE CAP & INVS
TypeFunding / Finance Company
AddressHENDERSON, NV 89052
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 2, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,377.00 (+1.72%)$70,000 (+%) Land $6,675 Building $63,325
2024$4,303.00 (-1.26%)$69,999 (-) Land $6,674 Building $63,325
2023$4,358.00 (+74.18%)$69,999 (+104.08%) Land $6,674 Building $63,325$200,000 (+104.08%) Land $19,070 Building $180,930
2022$2,502.00 Homeowner's exemption$34,300 Land $6,531 Building $27,769
2020$98,000 Land $18,660 Building $79,340

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 774 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

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