5404 Panorama Dr, Bakersfield, CA 93306 Property Records

Kern County property record for 5404 Panorama Dr, Bakersfield, CA 93306

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,486 sqft · built 1983
Lot Size	0.194 acres (8,453 sqft)
Owner	Individual Name on Record
Last Sale	$289,000 (Oct 2021)
Tax Bill	$4,299 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`146-354-10-00-2`

Property Details

APN / Parcel Number

Primary APN	`146-354-10-00-2`
Alternative APNs	`146-354-10-5` `1463541000` `14635410`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,486 sqft Living Area
Gross Area	2,028 sqft
1st Floor Area	1,486 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Frame
Lot Area	8,453 sqft (0.194 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant

Location & Zoning

Account Number	146354105
Street Address	5404 PANORAMA DR
City	BAKERSFIELD
State	CA
Zip	93306-1860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 3933 , BLOCK A , LOT 28
Legal Subdivision	3933 CITY BAKERSFIELD UN A
Legal Tract	3933
Legal Block	A
Legal Lot Number	28
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1014
Census Tract	914

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5404 PANORAMA DR, BAKERSFIELD, CA 93306-1860
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Commercial Mortgage THE MORTGAGE HOUSE
Dec 3, 2021	Intrafamily Transfer, Transfer
Oct 7, 2021	Grant Deed, Transfer · FHA Mortgage THE MORTGAGE HOUSE
Jul 27, 2017	Quit Claim Deed Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2021 · Amount on Record
Deed Sale	Oct 7, 2021 · Amount on Record
Prior Sale	May 15, 2013 · Amount on Record
Deed Document Number	2021190123
Prior Transfer Date	Jul 27, 1995
Prior Transfer Doc	0000090099
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	5404 PANORAMA DR, BAKERSFIELD, CA 93306-1860
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	TICOR TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5404 PANORAMA DR, BAKERSFIELD, CA 93306-1860

Mortgage

Document Number	0000190126
Date	Oct 7, 2021
Instrument	221190126

Lender

Name	THE MORTGAGE HOUSE
Type	Non-Lending Institution
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Dec 3, 2021
Property Address	5404 PANORAMA DR, BAKERSFIELD, CA 93306-1860
Document Number	0000226513
Map Reference	MB 28 PG 61
Instrument Date	Oct 27, 2021
Instrument	221226513
Transaction Type	Transfer
Record Updated	Nov 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5404 PANORAMA DR, BAKERSFIELD, CA 93306-1860

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Oct 7, 2021
Property Address	5404 PANORAMA DR, BAKERSFIELD, CA 93306-1860
Document Number	0000190123
Map Reference	MB 28 PG 61
Instrument Date	Sep 2, 2021
Instrument	221190123
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5404 PANORAMA DR, BAKERSFIELD, CA 93306-1860

Mortgage

Document Number	0000190124
Date	Oct 7, 2021
Instrument	221190124

Lender

Name	THE MORTGAGE HOUSE
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Mortgage

Document Number	0000190125
Date	Oct 7, 2021
Instrument	221190125

Lender

Name	THE MORTGAGE HOUSE
Type	Non-Lending Institution
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2017: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	KERN CA
Recording Date	Jul 27, 2017
Property Address	5404 PANORAMA DR, BAKERSFIELD, CA 93306-1860
Document Number	0000096831
Instrument Date	Jul 25, 2017
Instrument	96831
Record Updated	Aug 4, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5404 PANORAMA DR BAKERSFIELD CA 933061860, BAKERSFIELD, CA 93306-1860

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Bakersfield City School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$312,821 (+2%) Land $64,945 Building $247,876
2025	$4,299.00 (+3.34%)	$306,688 (+4.04%) Land $63,672 Building $243,016
2023	$4,160.00 (+2.06%)	$294,780 Land $61,200 Building $233,580
2022	$4,076.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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