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  5. Crystal Beach Rd

5404 Crystal Beach Rd, Winter Haven, FL 33880 Property Records

Polk County property record for 5404 Crystal Beach Rd, Winter Haven, FL 33880

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,801 sqft · built 1976
Lot Size2.05 acres (89,612 sqft)
Owner2 Individual Names on File
Last Sale$415,000 (Mar 2017)
Tax Bill$4,057 (2025)
Deeds & MortgagesDec 2022 Transfer
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-29-11-000000-011010

Property Details

APN / Parcel Number

Primary APN25-29-11-000000-011010
Alternative APNs
  • 112925000000011010
  • 12925000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,801 sqft Living Area
Gross Area3,521 sqft
1st Floor Area2,801 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialTile
Lot Area89,612 sqft
Lot Dimensions340 ft deep x 195 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area720 sqft

Exterior Amenities

Pool TypeEnclosed Pool
Pool Area512 sqft
PorchUnfinished Open Porch
Porch Area63 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address5404 CRYSTAL BEACH RD
CityWINTER HAVEN
StateFL
Zip33880-4924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE1
Legal Description1/2 OF NE1/4 OF NE1/4 E OF PAVED ROAD & MOORES EAGLE LAKE SHORES PB 31 PG 59 S01 T29 R25 & S12 T29 R25 LOT 42 LESS BEG AT INT OF S LINE OF N1/2 OF NE1/4 OF NE1/4 & LAKE RUN W 679 FT TO PT 15 FT E OF RD NELY PARALLED TO & 15 FT ELY OF CENTER LINE OF R
Legal Range25E
Legal Township29S
Legal Section11
Legal SubdivisionGRUBBS NILON
Legal Tract000000
Legal Block3
Legal Lot Number42
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group3
Census Block3012
Census Tract14701

Owner

5404 Crystal Beach Rd is owned and occupied by two individuals who bought it in March 2017.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address5404 CRYSTAL BEACH RD, WINTER HAVEN, FL 33880-4924
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2022Intrafamily Transfer, Transfer
ATTORNEY
Mar 14, 2017Warranty Deed, Transfer · Conventional Mortgage
RP FNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2017 · Amount on File
Deed SaleMar 1, 2017 · Amount on File
Deed Book / Page10090 / 1046
Record UpdatedOct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateDec 15, 2022
Property Address5404 CRYSTAL BEACH RD, WINTER HAVEN, FL 33880-4924
Document Number0000323922
Book / Page12519 / 610
Instrument DateDec 14, 2022
Instrument2022323922
Transaction TypeTransfer
Record UpdatedDec 27, 2022
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address501 S TERRACE DR, EAGLE LAKE, FL 33839-3533

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 S TERRACE DR, EAGLE LAKE, FL 33839-3533

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMar 14, 2017
Property Address5404 CRYSTAL BEACH RD, WINTER HAVEN, FL 33880-4924
Document Number0100901046
Book / Page010090 / 001046
Instrument DateMar 3, 2017
Instrument49052
Transaction TypeTransfer
Record UpdatedNov 16, 2018
Title CompanyFLORIDA FAM TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,905.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5404 CRYSTAL BEACH RD WINTER HAVEN FL 338804924, WINTER HAVEN, FL 33880-4924

Mortgage

Document Number100901048
DateMar 14, 2017
Book Page010090/001048
Instrument49053
Lender
NameRP FNDG
TypeFunding / Finance Company
AddressMAITLAND, FL 32751
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5404 Crystal Beach Rd was $4,057 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$379,250 (+7.13%)$566,912 (+2.33%) Land $201,249 Building $365,663
2025$4,057.00 Homeowner's exemption$354,015$554,015 Land $201,249 Building $352,766
2023$4,335.00 (+2.6%) Homeowner's exemption$334,017 (+3%)$627,070 (+12.25%) Land $195,408 Building $431,662
2022$4,225.00 Homeowner's exemption$324,288$558,658 Land $162,663 Building $395,995

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5404 Crystal Beach Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 39 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims2 (2022)
Most Recent ClaimOct 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5404 Crystal Beach Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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