5404 Chestnut Hill Dr, Willoughby, OH 44094 Property Records

Lake County property record for 5404 Chestnut Hill Dr, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,265 sqft · built 1955
Lot Size	0.207 acres (8,999 sqft)
Owner	2 Individual Names on File
Last Sale	$147,500 (Feb 2024)
Tax Bill	$5,179 (2023)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Nov 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`27-A-007-M-00-018-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-007-M-00-018-0`
Alternative APN	`C 97`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,265 sqft Living Area
1st Floor Area	912 sqft
Game Room	Game Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	21 sqft
Deck Area	252 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5404 CHESTNUT HILL DR
City	WILLOUGHBY
State	OH
Zip	44094-4346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 2, 3, 4 & TRACT 10 & 14
Legal Subdivision	RIDGE ACRES ESTATES NO. 2
Legal Tract	10,14
Legal Block	1
Legal Lot Number	518
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1007
Census Tract	201300

Owner

5404 Chestnut Hill Dr is owned by two individuals who bought it in February 2024.

Source: Lake County records, as of December 30, 2025

Owner of Record	2 Individual Names on File
Mailing Address	201 OLD COUNTRY RD, 205, MELVILLE, NY 11747-2731
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Executor's Deed, Transfer · FHA Mortgage RELIANCE FIRST CAPITAL LLC
Nov 13, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2024 · Amount on File
Deed Sale	Feb 2, 2024 · Amount on File
Prior Sale	Mar 26, 1985
Deed Document Number	20242049
Prior Transfer Date	Feb 1, 2024
Prior Transfer Doc	0000002049
Record Updated	Oct 29, 2026

February 2024: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	LAKE OH
Recording Date	Feb 2, 2024
Property Address	5404 CHESTNUT HILL DR, WILLOUGHBY, OH 44094-4346
Document Number	0000002049
Map Reference	VOL J PG 107&107-1
Instrument Date	Feb 1, 2024
Instrument	2024R002049
Transaction Type	Transfer
Record Updated	Feb 14, 2024
Title Company	CONWAY L

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	201 OLD COUNTRY RD STE 205, 205, MELVILLE, NY 11747-2731
Mail Care Of	RELIANCE FIRST CAPITAL LLC

Mortgage

Document Number	0000002050
Date	Feb 2, 2024
Instrument	2024R002050

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

Mortgage

Document Number	0000002051
Date	Feb 2, 2024
Instrument	2024R002051

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency
Address	WILLOUGHBY, OH 44094

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LAKE OH
Recording Date	Nov 13, 2018
Property Address	5404 CHESTNUT HILL DR, WILLOUGHBY, OH 44094-4346
Document Number	0000028869
Instrument Date	Nov 1, 2018
Instrument	28869
Transaction Type	Transfer
Record Updated	Nov 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5404 CHESTNUT HILL DR WILLOUGHBY OH 440944346, WILLOUGHBY, OH 44094-4346

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$68,760 Land $16,780 Building $51,980	$196,460 Land $47,950 Building $148,510
2023	$5,179.00 (+82.1%) Homeowner's exemption Senior Citizen's exemption	$54,710 (-) Land $14,220 Building $40,490
2022	$2,844.00 Homeowner's exemption Senior Citizen's exemption	$54,710 Land $14,220 Building $40,490
2021			$156,310 Land $40,630 Building $115,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5404 Chestnut Hill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5404 Chestnut Hill Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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