Cumberland County property record for 5404 Arnette Rd, Hope Mills, NC 28348
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,920 sqft · built 2004 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $436 (Feb 2022) |
| Tax Bill | $3,502 (2026) |
| Deeds & Mortgages | Apr 2022 Transfer Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0414-95-9431 |
| Primary APN | 0414-95-9431 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,920 sqft Heated Area |
| 1st Floor Area | 1,596 sqft |
| Bonus Room | Bonus Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Traditional |
| Exterior Material | Combination |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 150 ft deep x 83.2 ft wide |
| Garage Area | 530 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 92 sqft |
| Patio Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 5404 ARNETTE RD |
|---|---|
| City | HOPE MILLS |
| State | NC |
| Zip | 28348-1998 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | BROOKRIDGE LO:67 SE:02 PL:0109-0048 |
| Legal Subdivision | BROOKRIDGE |
| Legal Block | 95 |
| Legal Lot Number | 67 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | ROCKFISH |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 1606 |
5404 Arnette Rd is owned and occupied by two individuals who acquired it in April 2022.
Source: Cumberland County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5404 ARNETTE RD, HOPE MILLS, NC 28348-1998 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 19, 2022 | Intrafamily Transfer, Transfer |
| Feb 2, 2022 | Warranty Deed, Transfer · FHA Mortgage CERTAINTY HOME LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2022 · Amount on File |
| Deed Sale | Feb 2, 2022 · Amount on File |
| Prior Sale | Sep 2, 2016 · Amount on File |
| Deed Document Number | 20224632 |
| Deed Book / Page | 11382 / 587 |
| Last Transfer Date | Apr 19, 2022 |
| Transfer Doc | 0114490578 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Apr 19, 2022 |
| Property Address | 5404 ARNETTE RD, HOPE MILLS, NC 28348-1998 |
| Document Number | 0114490578 |
| Book / Page | 11449 / 578 |
| Map Reference | MB 109 PG 48 |
| Instrument Date | Apr 19, 2022 |
| Instrument | 16069 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5404 ARNETTE RD, 5404, HOPE MILLS, NC 28348-1998 |
| Name | Verified Name |
|---|---|
| Address | 5404 ARNETTE RD, HOPE MILLS, NC 28348-1998 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Feb 2, 2022 |
| Property Address | 5404 ARNETTE RD, HOPE MILLS, NC 28348-1998 |
| Document Number | 0113820587 |
| Book / Page | 11382 / 587 |
| Map Reference | MB 109 PG 48 |
| Instrument Date | Dec 29, 2021 |
| Instrument | 4632 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $436.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2886 BUTTE CREEK PL, 2886, ONTARIO, CA 91761-0234 |
| Name | Verified Name |
|---|---|
| Address | 5404 ARNETTE RD, HOPE MILLS, NC 28348-1998 |
| Document Number | 0000004633 |
|---|---|
| Date | Feb 2, 2022 |
| Instrument | 4633 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
The 2026 property tax bill for 5404 Arnette Rd was $3,502, up 4.3% from the year before.
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Hope Mills Town |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,502.00 (+4.29%) | ||
| 2025 | $3,358.00 (+25.25%) | $234,905 (+37.07%) Land $40,000 Building $194,905 | $234,905 (+37.07%) Land $40,000 Building $194,905 |
| 2024 | $2,681.00 (+5.3%) | $171,381 (-) Land $25,000 Building $146,381 | $171,381 (-) Land $25,000 Building $146,381 |
| 2023 | $2,546.00 (+33.58%) | $171,381 Land $25,000 Building $146,381 | $171,381 Land $25,000 Building $146,381 |
| 2022 | $1,906.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5404 Arnette Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (2016–2022) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5404 Arnette Rd is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARDINAL CARE OF HOPE MILLS private · serves 28 people · EPA ID NC0326776 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Also Mapped Here | FAYETTEVILLE PUBLIC WORKS COMM |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2012 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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