St. Joseph County property record for 54038 Wilbur Rd, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,824 sqft · built 1945 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Oct 2020) |
| Tax Bill | $1,906 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-800-036-00 |
| Primary APN | 013-800-036-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,824 sqft Building Perimeter |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 283 ft deep x 66 ft wide |
| Garage Area | 1,200 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 54038 WILBUR RD |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-8418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT N 1/4 COR SEC 30 T5S R11W TH S 99 FT TO POB TH W 283 FT TH S 66 FT TH E 283 FT TH N 66 FT TO POB. 0.42 A M/L VIL OF MO |
| Legal Range | 11W |
| Legal Township | 05S |
| Legal Section | 30 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | PARK |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 40900 |
Source: St. Joseph County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 54038 WILBUR RD, THREE RIVERS, MI 49093-8418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed of Trust, Mortgage · Line of Credit OMNI COMMUNITY CREDIT UNION |
| Oct 12, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2020 · Amount on Record |
| Deed Sale | Oct 12, 2020 · Amount on Record |
| Prior Sale | Jul 1, 2009 · Amount on Record |
| Deed Document Number | 20206455 |
| Prior Transfer Date | Apr 1, 2008 |
| Prior Transfer Doc | 1481/0495 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Aug 18, 2026 |
| Property Address | 54038 WILBUR RD, THREE RIVERS, MI 49093-8418 |
| Document Number | 0000006679 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 20266679 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | CALHOUN TITLE AND ESCROW AGENCY, CALHOUN TITLE |
| Name | Verified Name |
|---|---|
| Address | 54038 WILBUR RD, THREE RIVERS, MI 49093-8418 |
| Document Number | 0000006679, |
|---|---|
| Date | Aug 18, 2026 |
| Instrument | 20266679 |
| Name | OMNI COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Oct 12, 2020 |
| Property Address | 54038 WILBUR RD, THREE RIVERS, MI 49093-8418 |
| Document Number | 2020006455 |
| Instrument Date | Oct 9, 2020 |
| Instrument | 2020006455 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 54038 WILBUR RD, 54038, THREE RIVERS, MI 49093-8418 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 170, MARCELLUS, MI 49067-0170 |
| Date | Oct 12, 2020 |
|---|
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Park Township |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $92,000 Land $5,000 Building $87,000 | $184,000 Land $10,000 Building $174,000 | |
| 2025 | $1,906.00 Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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