54038 Ave Bermudas, La Quinta, CA 92253 Property Records

Riverside County property record for 54038 Ave Bermudas, La Quinta, CA 92253

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.75 ba · 7,696 sqft · built 1948
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,700,000 (Sep 2021)
Tax Bill	$22,895 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`774-225-019`

Property Details

APN / Parcel Number

Primary APN	`774-225-019`

Interior

Bedrooms	5 Beds
Full Baths	5.75 Baths
Half Baths	3 Half Baths
Stories	1 Story
Building Area	7,696 sqft Living Area
Gross Area	9,886 sqft
1st Floor Area	7,696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Tile
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Attached
Garage Area	1,356 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	54038 AVENIDA BERMUDAS
City	LA QUINTA
State	CA
Zip	92253-3676
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.75 ACRES M/L IN LOTS 1, 2, 3 & 4 BLK 293 MB 019/082 SANTA CARMELITA AT VALE LA QUINTA UNIT 27
Legal Subdivision	SANTA CARMELITA AT VALE LA QUINTA UNIT 2
Legal Block	293
Legal Lot Number	1
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	4
Census Block	4000
Census Tract	45125

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 580424, NORTH PALM SPRINGS, CA 92258-0424
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITADEL SERVICING CORPORATION
Oct 3, 2022	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Sep 20, 2021	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE IE
Jun 12, 2019	Grant Deed, Transfer · Conventional Mortgage OWEN R J LIVING TRUST (LT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Prior Sale	Jun 12, 2019 · Amount on Record
Deed Document Number	2021558149
Prior Transfer Date	Mar 22, 1996
Prior Transfer Doc	0000108019
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	54038 AVENIDA BERMUDAS, LA QUINTA, CA 92253-3676
Transaction Type	Mortgage
Record Updated	Feb 27, 2026
Title Company	PACIFIC VA TITLE, PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 ONTARIO AVE, PASADENA, CA 91103-2355

Mortgage

Document Number	0000048379
Date	Feb 17, 2026
Instrument	2026-0048379

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	54038 AVENIDA BERMUDAS, LA QUINTA, CA 92253-3676
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54038 AVENIDA BERMUDAS, LA QUINTA, CA 92253-3676

Mortgage

Document Number	0000415793
Date	Oct 3, 2022
Instrument	2022-0415793

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 20, 2021
Property Address	54038 AVENIDA BERMUDAS, LA QUINTA, CA 92253-3676
Document Number	0000558149
Map Reference	MB 19 PG 82
Instrument Date	Sep 2, 2021
Instrument	2021-0558149
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE IE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 980424, N PALM SPRINGS, CA 92258

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 12, 2019
Property Address	54038 AVENIDA BERMUDAS, LA QUINTA, CA 92253-3676
Document Number	0000212056
Instrument Date	May 3, 2019
Instrument	212056
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,551.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	101 LINDA ISLE NEWPORT BEACH CA 926607210, NEWPORT BEACH, CA 92660-7210

Mortgage

Document Number	212057
Date	Jun 12, 2019
Instrument	212057

Lender

Name	OWEN R J LIVING TRUST (LT)
Address	PO BOX 252, LA QUINTA, CA 92247-0252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	La Quinta City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,840,132 (+2%) Land $86,593 Building $1,753,539
2025	$22,895.00 (+4.41%)	$1,804,052 (+4.04%) Land $84,896 Building $1,719,156
2023	$21,927.00 (+2.32%)	$1,734,000 Land $81,600 Building $1,652,400
2022	$21,430.00
2021			$1,498,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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