5403 W Valley Dr, Richmond, IL 60071 Property Records

McHenry County property record for 5403 W Valley Dr, Richmond, IL 60071

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,135 sqft · built 1987
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-16-204-010`

Property Details

APN / Parcel Number

Primary APN	`04-16-204-010`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,135 sqft Living Area
Gross Area	2,270 sqft

Exterior

Year Built	Built 1987
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	140 ft deep x 70 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	5403 W VALLEY DR
City	RICHMOND
State	IL
Zip	60071-4101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0044698 LT 142 /EX PC E SIDE/ 2ND ADDN TO HILLVIEW VILL OF RICHMOND MEMO: BOWGREN, ZACHARY J/ KOLOWRAT, AMBER D
Legal Range	08E
Legal Township	46N
Legal Section	16
Legal Subdivision	EX PC E SIDE 2ND ADD
Legal Block	204
Legal Lot Number	142
Jurisdiction	MCHENRY IL
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1058
Census Tract	870104

Owner

5403 W Valley Dr is owned by an individual who acquired it in December 2017.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5403 W VALLEY DR, RICHMOND, IL 60071-4101
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2017
Deed Sale	Dec 4, 2017
Prior Sale	Jun 23, 2005 · Amount on File
Deed Document Number	2017R0044698
Record Updated	Jun 7, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 4, 2017
Property Address	5403 W VALLEY DR, RICHMOND, IL 60071-4101
Document Number	0000044698
Map Reference	DOC518519
Instrument	2017R0044698
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5403 W VALLEY DR, 5403, RICHMOND, IL 60071-4101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4900 BONNER DR, MCHENRY, IL 60050-4152

Mortgage

Document Number	0000044699
Date	Dec 4, 2017
Instrument	2017R0044699

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Richmond Township
Municipality	Richmond Village
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$62,235 Land $15,213 Building $47,022	$186,705 Land $45,639 Building $141,066

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5403 W Valley Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5403 W Valley Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND serves 2,089 people · EPA ID IL1110750
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20