5403 W Main St, Cushing, OK 74023 Property Records

Payne County property record for 5403 W Main St, Cushing, OK 74023

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,315 sqft · built 1970
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on Record
Deeds & MortgagesSep 2026 Transfer
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN17N04E-02-1-00000-000-0003

Property Details

APN / Parcel Number

Primary APN17N04E-02-1-00000-000-0003
Alternative APNs
  • 600010037
  • 10037

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area2,315 sqft Living Area
1st Floor Area2,315 sqft
Basement Area120 sqft
Unfinished Basement120 sqft
CellarCellar
Storm ShelterStorm Shelter
Storm ShuttersStorm Shutters

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialAluminum Siding
Roof TypeGable
Roof MaterialMetal
Lot Area435,600 sqft (10 acres)
Garage TypeCarport
Garage Area460 sqft
CarportCarport
Carport Area460 sqft

Exterior Amenities

PorchSlab
Porch Area88 sqft
Deck Area96 sqft
Patio Area192 sqft
Shed1 Shed
Shed Area96 sqft
Utility Building1,296 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number10037
Street Address5403 W MAIN ST
CityCUSHING
StateOK
Zip74023-5634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description02-17N-04E A-3 (10ACM/L) E/2 W/2 NW/4 NE/4
Legal Range04E
Legal Township17N
Legal Section02
Legal Subdivision17N-04E
JurisdictionPAYNE OK
Township / Civil DivisionCUSHING
Census Block Group1
Census Block1069
Census Tract11400

Owner

Source: Payne County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5403 W MAIN ST, CUSHING, OK 74023-5634
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 25, 2020Deed of Trust, Mortgage · VA Mortgage
SOVEREIGN LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 9, 2026
Transfer Doc0000010272
Record UpdatedOct 29, 2026

September 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionPAYNE OK
Recording DateSep 10, 2026
Property Address5403 W MAIN ST, CUSHING, OK 74023-5634
Document Number0000010272
Book / Page2966 / 52
Instrument DateSep 9, 2026
Instrument202610272
Transaction TypeTransfer
Record UpdatedSep 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAYNE OK
Property Address5403 W MAIN ST, CUSHING, OK 74023-5634
Document Number0025730145
Instrument DateMar 25, 2020
Transaction TypeMortgage
Record UpdatedAug 17, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address5403 W MAIN ST CUSHING OK 740235634, CUSHING, OK 74023-5634

Mortgage

Document Number0025730145
DateJul 1, 2020
Book Page002573/000145
Instrument6893
Lender
NameSOVEREIGN LNDG
AddressCOSTA MESA, CA 92626
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 30, 2050

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyPayne County
Unified School DistrictRipley Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$20,709 (+6.09%) Land $5,783 Building $14,926$181,662 (-44.63%) Land $50,731 Building $130,931
2025Homeowner's exemption$19,520 (+3%) Land $4,509 Building $15,011
2024$328,060 (+21.39%) Land $75,780 Building $252,280
2023Homeowner's exemption$18,952 Land $4,236 Building $14,716$270,260 Land $60,410 Building $209,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 54% of Oklahoma
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN CO RW & SEWER DIST 4
serves 2,525 people · EPA ID OK2004105
Water SourcePurchased surface water from several systems
Last State InspectionJan 2026
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
25 / 3

May also be available: Atlink Services.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Main St

Nearby Streets

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