Payne County property record for 5403 W Main St, Cushing, OK 74023
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,315 sqft · built 1970 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on Record |
| Deeds & Mortgages | Sep 2026 Transfer Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17N04E-02-1-00000-000-0003 |
| Primary APN | 17N04E-02-1-00000-000-0003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 2,315 sqft Living Area |
| 1st Floor Area | 2,315 sqft |
| Basement Area | 120 sqft |
| Unfinished Basement | 120 sqft |
| Cellar | Cellar |
| Storm Shelter | Storm Shelter |
| Storm Shutters | Storm Shutters |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Carport |
| Garage Area | 460 sqft |
| Carport | Carport |
| Carport Area | 460 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 88 sqft |
| Deck Area | 96 sqft |
| Patio Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Utility Building | 1,296 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 10037 |
|---|---|
| Street Address | 5403 W MAIN ST |
| City | CUSHING |
| State | OK |
| Zip | 74023-5634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 02-17N-04E A-3 (10ACM/L) E/2 W/2 NW/4 NE/4 |
| Legal Range | 04E |
| Legal Township | 17N |
| Legal Section | 02 |
| Legal Subdivision | 17N-04E |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | CUSHING |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 11400 |
Source: Payne County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5403 W MAIN ST, CUSHING, OK 74023-5634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 25, 2020 | Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 9, 2026 |
| Transfer Doc | 0000010272 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Sep 10, 2026 |
| Property Address | 5403 W MAIN ST, CUSHING, OK 74023-5634 |
| Document Number | 0000010272 |
| Book / Page | 2966 / 52 |
| Instrument Date | Sep 9, 2026 |
| Instrument | 202610272 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 5403 W MAIN ST, CUSHING, OK 74023-5634 |
| Document Number | 0025730145 |
| Instrument Date | Mar 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 5403 W MAIN ST CUSHING OK 740235634, CUSHING, OK 74023-5634 |
| Document Number | 0025730145 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 002573/000145 |
| Instrument | 6893 |
| Name | SOVEREIGN LNDG |
|---|---|
| Address | COSTA MESA, CA 92626 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 30, 2050 |
Source: Payne County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Unified School District | Ripley Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,709 (+6.09%) Land $5,783 Building $14,926 | $181,662 (-44.63%) Land $50,731 Building $130,931 | |
| 2025 | Homeowner's exemption | $19,520 (+3%) Land $4,509 Building $15,011 | |
| 2024 | $328,060 (+21.39%) Land $75,780 Building $252,280 | ||
| 2023 | Homeowner's exemption | $18,952 Land $4,236 Building $14,716 | $270,260 Land $60,410 Building $209,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 54% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN CO RW & SEWER DIST 4 serves 2,525 people · EPA ID OK2004105 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Atlink Services.
5G (outdoors only) and 4G LTE
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