Okaloosa County property record for 5403 Torchwood Dr, Baker, FL 32531
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,089 sqft · built 2025 |
| Owner | Individual Name on File |
| Last Sale | $324,900 (Mar 2025) |
| Tax Bill | $289 (2025) |
| Deeds & Mortgages | Mar 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-197-8394-2 |
| Primary APN | C56-001-197-8394-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,089 sqft Heated Area |
| Gross Area | 2,683 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2025 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Garage Type | Finished |
| Porch | Open Porch |
| Porch Area | 153 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 5403 TORCHWOOD DR |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531-8551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHARLIE DAY ESTATES LOT 2 |
| Legal Subdivision | CHARLIE DAY ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 3 |
| Census Block | 3033 |
5403 Torchwood Dr is owned and occupied by an individual who bought it in March 2025.
Source: Okaloosa County records, as of December 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5403 TORCHWOOD DR, BAKER, FL 32531-8551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2025 · Amount on File |
| Deed Sale | Mar 6, 2025 · Amount on File |
| Deed Document Number | 3740948 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 6, 2025 |
| Property Address | 5403 TORCHWOOD DR, BAKER, FL 32531-8551 |
| Document Number | 0003740948 |
| Map Reference | MB 31 PG 70&71 |
| Instrument Date | Mar 4, 2025 |
| Instrument | 3740948 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,274.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 400 SCHUBERT DR, PENSACOLA, FL 32504-6961 |
| Name | Verified Name |
|---|---|
| Address | 5403 TORCHWOOD DR, BAKER, FL 32531-8551 |
| Document Number | 0003740949 |
|---|---|
| Date | Mar 6, 2025 |
| Instrument | 3740949 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
FEMA maps place 5403 Torchwood Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5403 Torchwood Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILLIGAN WATER SYSTEM, INC. private · serves 2,450 people · EPA ID FL1460472 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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