5403 Smith St, Fort Wayne, IN 46806 Property Records

Allen County property record for 5403 Smith St, Fort Wayne, IN 46806

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,972 sqft · built 1962
Lot Size	0.463 acres (20,167 sqft)
Owner	Individual Name on File
Last Sale	$159,600 (Sep 2020)
Tax Bill	$1,580 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-12-24-454-001.000-074`

Property Details

APN / Parcel Number

Primary APN	`02-12-24-454-001.000-074`
Alternative APN	`9336820002`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,972 sqft Living Area
Gross Area	4,198 sqft
1st Floor Area	1,486 sqft
Basement Area	1,226 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	20,167 sqft (0.463 acres)
Lot Dimensions	3,010 ft deep x 670 ft wide
Garage Type	Detached
Garage Area	1,400 sqft
Parking Spaces	5 Parking Spaces
Shed	1 Shed
Shed Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5403 SMITH ST
City	FORT WAYNE
State	IN
Zip	46806-5174
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 67 LOT 2 POPULAR ADDITION
Legal Subdivision	POPULAR ADDITION
Legal Lot Number	2
Jurisdiction	ALLEN IN
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2009
Census Tract	2300

Owner

5403 Smith St is owned and occupied by an individual who bought it in September 2020.

Source: Allen County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	5403 SMITH ST, FORT WAYNE, IN 46806-5174
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Aug 26, 2019	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2020 · Amount on File
Deed Sale	Sep 4, 2020 · Amount on File
Prior Sale	Aug 26, 2019 · Amount on File
Deed Document Number	202053876
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Sep 4, 2020
Property Address	5403 SMITH ST, FORT WAYNE, IN 46806-5174
Document Number	2020053876
Instrument Date	Aug 28, 2020
Instrument	2020053876
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	MTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5403 SMITH ST, FORT WAYNE, IN 46806-5174

Mortgage

Document Number	2020053877
Date	Sep 4, 2020
Instrument	2020053877

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Aug 26, 2019
Property Address	5403 SMITH ST, FORT WAYNE, IN 46806-5174
Document Number	2019042681
Instrument Date	Jul 31, 2019
Instrument	2019042681
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	CENTURION LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5403 SMITH ST, FORT WAYNE, IN 46806-5174

Mortgage

Document Number	2019042682
Date	Aug 26, 2019
Instrument	2019042682

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5403 Smith St was $1,580 with a homeowner's exemption, down 14.6% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Wayne Township
Municipality	Fort Wayne City
Unified School District	Fort Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,580.00 (-14.64%)	$160,400 Land $24,100 Building $136,300	$160,400 Land $24,100 Building $136,300
2024	$1,851.00 (-6.37%)
2023	$1,977.00 (+107.45%)	$180,600 (+70.7%) Land $14,500 Building $166,100	$180,600 (+70.7%) Land $14,500 Building $166,100
2022	$953.00	$105,800 Land $14,500 Building $91,300	$105,800 Land $14,500 Building $91,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5403 Smith St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5403 Smith St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, Verizon.

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