Hillsborough County property record for 5403 Sanderling Ridge Dr, Lithia, FL 33547
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,428 sqft · built 2011 |
| Lot Size | 0.209 acres (9,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $395,000 (Jan 2012) |
| Tax Bill | $3,044 (2025) |
| Deeds & Mortgages | Jun 2019 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 088078-3394 |
| Primary APN | 088078-3394 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,428 sqft Living Area |
| Gross Area | 4,532 sqft |
| 1st Floor Area | 2,228 sqft |
| 2nd Floor Area | 1,200 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,100 sqft (0.209 acres) |
| Lot Dimensions | 130 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 506 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0880783394 |
|---|---|
| Street Address | 5403 SANDERLING RIDGE DR |
| City | LITHIA |
| State | FL |
| Zip | 33547-4019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | STARLING AT FISHHAWK PHASE 1C/2B-1 LOT 7 BLOCK 29 |
| Legal Range | 21E |
| Legal Township | 30S |
| Legal Section | 20 |
| Legal Subdivision | STARLING AT FISHHAWK PHASE 1C/2B-1 |
| Legal Block | 29 |
| Legal Lot Number | 7 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 13926 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5403 SANDERLING RIDGE DR, LITHIA, FL 33547-4019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2019 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Aug 19, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2012 · Amount on Record |
| Deed Sale | Jan 24, 2012 · Amount on Record |
| Deed Document Number | 201223887 |
| Deed Book / Page | 20917 / 604 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5403 SANDERLING RIDGE DR, LITHIA, FL 33547-4019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0266961539 |
|---|---|
| Date | Jun 12, 2019 |
| Book Page | 26696/1539 |
| Instrument | 2019248252 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 10, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5403 SANDERLING RIDGE DR, LITHIA, FL 33547-4019 |
| Document Number | 0000370160 |
| Instrument Date | Aug 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5403 SANDERLING RIDGE DR LITHIA FL 335474019, LITHIA, FL 33547-4019 |
| Document Number | 0000370160 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 370160 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 9, 2050 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $389,467 (+2.7%) | $586,071 (-1.14%) Land $148,648 Building $437,423 | |
| 2025 | $3,044.00 (+8.79%) Disabled Person's exemption Veteran's exemption | $379,228 (+5.99%) | $592,803 (+4.86%) Land $148,648 Building $444,155 |
| 2023 | $2,798.00 (+3.67%) Disabled Person's exemption Veteran's exemption | $357,806 (+3%) | $565,315 (+2.53%) Land $128,829 Building $436,486 |
| 2022 | $2,699.00 Disabled Person's exemption Veteran's exemption | $347,384 | $551,380 Land $128,829 Building $422,551 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 65 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 65 in force |
| Nearby Flood Claims | 4 (2004–2024) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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