5403 S State Rd 53, Madison, FL 32340 Property Records

Madison County property record for 5403 S State Rd 53, Madison, FL 32340

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 2,630 sqft
Lot Size5.01 acres (218,236 sqft)
OwnerIndividual Name on Record
Tax Bill$5,698 (2025)
Deeds & MortgagesOct 2022 Mortgage
Jul 2022 Transfer
Flood ZoneZone X (minimal risk)
APN12-1S-09-0898-001-000

Property Details

APN / Parcel Number

Primary APN12-1S-09-0898-001-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,630 sqft Heated Area
Gross Area3,824 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialOther
Lot Area218,236 sqft (5.01 acres)
DrivewayDriveway
Driveway Area528 sqft

Exterior Amenities

Pool Area420 sqft
PorchOpen Porch
Porch Area544 sqft
Patio Area528 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerSeptic
Water SourceWell

Location & Zoning

Street Address5403 S STATE ROAD 53
CityMADISON
StateFL
Zip32340-6040
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionA PARCEL OF LAND LOCATED IN PART OF NE4 OF SE4 SEC 12 T1S R9 OR 1461/111 TF 0898
JurisdictionMADISON FL
Township / Civil DivisionMADISON
Census Block Group1
Census Block1054
Census Tract110400

Owner

Source: Madison County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5403 S STATE ROAD 53, MADISON, FL 32340-6040
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2022Deed of Trust, Mortgage · Conventional Mortgage
MADISON COUNTY COMMUNITY BANK
Jul 14, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 14, 2022
Transfer Doc0014610111
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON FL
Property Address5403 S STATE ROAD 53, MADISON, FL 32340-6040
Transaction TypeMortgage
Record UpdatedJan 30, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014730297
DateOct 26, 2022
Book Page1473/297
Instrument202240004687
Lender
NameMADISON COUNTY COMMUNITY BANK
TypeBank
AddressMADISON, FL 32340
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term373 Months
DueNov 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.5%
Type Change DateNov 1, 2028
Change FrequencyAnnually
Min Rate At Change4.5%
Max Rate At Change8.5%
Index1-Year CMT
Max Rate11.5%

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMADISON FL
Recording DateJul 14, 2022
Property Address5403 S STATE ROAD 53, MADISON, FL 32340-6040
Document Number0014610111
Book / Page1461 / 111
Instrument DateJul 14, 2022
Instrument202240003050
Transaction TypeTransfer
Record UpdatedJan 30, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5340 S STATE ROAD 53, MADISON, FL 32340-5952

Transferred To (Grantee/Buyer)

NameVerified Name
Address5340 S STATE ROAD 53, MADISON, FL 32340-5952

Tax Assessment & Valuation

Source: Madison County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,698.00 (+967.04%) Homeowner's exemption$439,797 (+1,154.05%) Land $8,294 Building $431,503$492,856 (+1,305.35%)
2023$534.00 (+3,237.5%)$35,070 (+3,186.79%) Land $35,070$35,070 (+366.67%) Land $35,070
2022$16.00$1,067 Land $1,067$7,515 Land $31,062

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims13 (2003–2013)
Claims Outside the SFHA1 of 13
Most Recent ClaimMar 2013 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2009 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000

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