5403 Peach Tree Dr, Cambridge, MD 21613 Property Records

Dorchester County property record for 5403 Peach Tree Dr, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,642 sqft · built 1993
Lot Size	0.97 acres (42,253 sqft)
Owner	2 Individual Names on Record
Last Sale	$15,000 (Jan 1988)
Tax Bill	$4,078 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-012516`

Property Details

APN / Parcel Number

Primary APN	`14-012516`
Alternative APN	`012516`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,642 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	42,253 sqft (0.97 acres)
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	60 sqft
Deck Area	408 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	012516
Street Address	5403 PEACH TREE DR
City	CAMBRIDGE
State	MD
Zip	21613-3453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 7B - .97 ACRES SE/S OF PEACH TREE DRIVE NE OF WHITEHALL
Legal Subdivision	WHITEHALL 05
Legal Lot Number	7B
Jurisdiction	DORCHESTER MD
Township / Civil Division	14, LINKWOOD
Census Block Group	4
Census Block	4012
Census Tract	970300

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5403 PEACH TREE DR, CAMBRIDGE, MD 21613-3453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 1988 · Amount on Record
Deed Sale	Jan 11, 1988 · Amount on Record
Prior Sale	Sep 23, 1987 · Amount on Record
Deed Book / Page	248 / 72
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	5403 PEACH TREE DR, CAMBRIDGE, MD 21613-3453
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5403 PEACH TREE DR, CAMBRIDGE, MD 21613-3453

Mortgage

Document Number	0018560082
Date	Jan 29, 2024
Book Page	1856/82

Lender

Name	THE QUEENSTOWN BANK OF MARYLAND
Type	Bank
Address	QUEENSTOWN, MD 21658

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,078.00 (+39.71%) Homeowner's exemption	$351,900 (+4.11%)	$365,800 (-) Land $59,900 Building $305,900
2025	$2,919.00 (-17.66%) Homeowner's exemption	$338,000 (+7.83%)	$365,800 (+12.87%) Land $59,900 Building $305,900
2023	$3,545.00 Homeowner's exemption	$313,467	$324,100 Land $59,900 Building $264,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Oct 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 77% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Bay Country Communications Cable	100 / 100
T-Mobile Fixed Wireless	100 / 20