5403 N Monroe St, Spokane, WA 99205 Property Records

Spokane County property record for 5403 N Monroe St, Spokane, WA 99205

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,724 sqft · built 1992
Lot Size	0.142 acres (6,200 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Aug 2021)
Tax Bill	$3,419 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`36313.0425`

Property Details

APN / Parcel Number

Primary APN	`36313.0425`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,724 sqft Living Area
Gross Area	1,812 sqft
1st Floor Area	928 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2018
Architectural Style	Split Foyer
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,200 sqft (0.142 acres)
Lot Dimensions	124 ft deep x 50 ft wide
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5403 N MONROE ST
City	SPOKANE
State	WA
Zip	99205-5365
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	ALLENDALE ADD LT 6 BLK 4
Legal Range	43E
Legal Township	26N
Legal Section	31
Legal Subdivision	ALLENDALE ADD
Legal Block	4
Legal Lot Number	6
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3000
Census Tract	600

Owner

5403 N Monroe St is owned and occupied by two individuals who bought it in August 2021.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5403 N MONROE ST, SPOKANE, WA 99205-5365
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
Aug 28, 2018	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2021 · Amount on File
Deed Sale	Aug 30, 2021 · Amount on File
Prior Sale	Sep 29, 2006 · Amount on File
Deed Document Number	20217119894
Prior Transfer Date	Jan 10, 2014
Prior Transfer Doc	0006289127
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 30, 2021
Property Address	5403 N MONROE ST, SPOKANE, WA 99205-5365
Document Number	0007119894
Map Reference	VOL L PG 18&17
Instrument Date	Aug 26, 2021
Instrument	7119894
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,885.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5403 N MONROE ST, SPOKANE, WA 99205-5365

Mortgage

Document Number	0007119895
Date	Aug 30, 2021
Instrument	7119895

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5403 N MONROE ST, SPOKANE, WA 99205-5365
Document Number	0006740378
Instrument Date	Aug 28, 2018
Transaction Type	Mortgage
Record Updated	Sep 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5403 N MONROE ST SPOKANE WA 992055365, SPOKANE, WA 99205-5365

Mortgage

Document Number	0006740378
Date	Sep 6, 2018
Instrument	6740378

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 5403 N Monroe St was $3,419, up 3.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,419.00 (+3.61%)	$334,100 Land $75,000 Building $259,100	$334,100 Land $75,000 Building $259,100
2025	$3,300.00
2024		$300,500 (+58.41%) Land $50,000 Building $250,500	$300,500 (+58.41%) Land $50,000 Building $250,500
2023	$2,941.00 (+32.3%)	$189,700 Land $40,000 Building $149,700	$189,700 Land $40,000 Building $149,700
2022	$2,223.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5403 N Monroe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5403 N Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intermax Networks.

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