5403 Miramar Ct, New Bern, NC 28560 Property Records

Craven County property record for 5403 Miramar Ct, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,676 sqft · built 1987
Lot Size	0.322 acres (14,017 sqft)
Owner	Individual Name on File
Last Sale	$27,500 (Jan 2026)
Tax Bill	$1,153 (2026)
Deeds & Mortgages	Jan 2026 Sale Jan 2026 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`2-062-175`

Property Details

APN / Parcel Number

Primary APN	`2-062-175`
Alternative APNs	`451380` `137072` `141065`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,676 sqft Living Area
1st Floor Area	1,627 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,017 sqft (0.322 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	141065
Street Address	5403 MIRAMAR CT
City	NEW BERN
State	NC
Zip	28560-9021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 175 TOBAGO SEC7 PT1
Legal Subdivision	TREASURE COVE
Legal Lot Number	175
Jurisdiction	CRAVEN NC
Township / Civil Division	2
Census Block Group	2
Census Block	2003
Census Tract	960101

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	523 OXBOW DR, BRIGHTON, CO 80601-5395
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Special Warranty Deed, Transfer
Jan 8, 2026	Intrafamily Transfer, Transfer
Jan 8, 2026	Deed of Distribution, Transfer
Mar 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2026 · Amount on File
Deed Sale	Jan 8, 2026 · Amount on File
Prior Sale	May 4, 1992 · Amount on File
Deed Document Number	202610150904
Deed Book / Page	3865 / 1145
Prior Transfer Date	Dec 1, 2025
Prior Transfer Doc	03865/1142
Record Updated	Oct 29, 2026

January 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jan 8, 2026
Property Address	5403 MIRAMAR CT, NEW BERN, NC 28560-9021
Document Number	03865/1145
Book / Page	3865 / 1145
Map Reference	MB 13 PG 45
Instrument Date	Dec 23, 2025
Instrument	10150904
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount on Record
Tax	$55.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3574, TELLURIDE, CO 81435-3574

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 OXBOW DR, BRIGHTON, CO 80601-5395

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAVEN NC
Recording Date	Jan 8, 2026
Property Address	5403 MIRAMAR CT, NEW BERN, NC 28560-9021
Document Number	03865/1148
Book / Page	3865 / 1148
Map Reference	MB 13 PG 45
Instrument Date	Dec 1, 2025
Instrument	10150905
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	523 OXBOW DR, BRIGHTON, CO 80601-5395

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 OXBOW DR, BRIGHTON, CO 80601-5395

January 2026: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	CRAVEN NC
Recording Date	Jan 8, 2026
Property Address	5403 MIRAMAR CT, NEW BERN, NC 28560-9021
Document Number	03865/1142
Book / Page	3865 / 1142
Map Reference	MB 13 PG 45
Instrument Date	Dec 1, 2025
Instrument	10150903
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	523 OXBOW DR, BRIGHTON, CO 80601-5395

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 OXBOW DR, BRIGHTON, CO 80601-5395

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	5403 MIRAMAR CT, NEW BERN, NC 28560-9021
Transaction Type	Mortgage
Record Updated	Apr 6, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03717/1954
Date	Mar 22, 2022
Book Page	3717/1954
Instrument	10093889

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,153.00	$224,290 (-) Land $40,000 Building $184,290	$224,290 (-) Land $40,000 Building $184,290
2025	$1,153.00 (+1.05%)	$224,290 (-) Land $40,000 Building $184,290	$224,290 (-) Land $40,000 Building $184,290
2023	$1,141.00 (+21.25%)	$224,290 (+55.22%) Land $40,000 Building $184,290	$224,290 (+55.22%) Land $40,000 Building $184,290
2022	$941.00	$144,500 Land $14,500 Building $130,000
2018			$144,500 Land $14,500 Building $130,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 706 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	890 units insured incl. 184 condo units
Nearby Flood Claims	1,120 (1981–2025)
Claims Outside the SFHA	41 of 1,120
Most Recent Claim	Oct 2025 · river or lake flooding
Claims by Event	Hurricane Florence, Sep 2018 · 560 claims Hurricane Irene, Sep 2011 · 253 claims Hurricane Fran, Sep 1996 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD HARBOUR private · serves 5,514 people · EPA ID NC0425132
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	CRAVEN COUNTY WATER SYSTEM
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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