5403 Lloyd Rd, Lucama, NC 27851 Property Records

Wilson County property record for 5403 Lloyd Rd, Lucama, NC 27851

Property Summary

Property TypeResidential Vacant Land
Details2 bd · 1 ba · 1,617 sqft · built 1900
Lot Size36.7 acres (1,601,701 sqft)
OwnerCompany Name on Record
Last Sale$230,000 (Aug 2020)
Tax Bill$529 (2025)
Deeds & MortgagesDec 2025 Second Mortgage
Dec 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN2770-94-6803.000

Property Details

APN / Parcel Number

Primary APN2770-94-6803.000
Alternative APNs
  • 2770946803
  • 1115513

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Building Area1,617 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1940
Roof TypeGable
Lot Area1,601,701 sqft (36.7 acres)
Total Buildings2 Buildings

Location & Zoning

Street Address5403 LLOYD RD
CityLUCAMA
StateNC
Zip27851-9067
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeR30
Legal Description5403 LLOYD RD TR-1 HINNANT PL 36.77AC
Legal SubdivisionGOLD LEAF PLANTATION SECTION EIGHT
Legal Tract1
JurisdictionWILSON NC
Township / Civil DivisionSPRINGHILL
Census Block Group2
Census Block2024
Census Tract1700

Owner

Source: Wilson County records, as of June 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address3310 WETHERLY DR N, WILSON, NC 27896-1285
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ALCOVA MORTGAGE LLC
Dec 31, 2025Deed of Trust, Mortgage · FHA Mortgage
ALCOVA MORTGAGE LLC
Aug 5, 2020Warranty Deed, Transfer · Line of Credit
GREGORY TURNAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2020 · Amount on Record
Deed SaleAug 5, 2020 · Amount on Record
Deed Book / Page2846 / 521
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILSON NC
Property Address5403 LLOYD RD, LUCAMA, NC 27851-9067
Transaction TypeMortgage
Record UpdatedMay 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number003153/322
DateDec 31, 2025
Book Page3153/322
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
AddressROANOKE, VA 24011
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILSON NC
Property Address5403 LLOYD RD, LUCAMA, NC 27851-9067
Transaction TypeMortgage
Record UpdatedMay 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5421 PRAIRIE CT, WILSON, NC 27893-7788
InvestorPossibly a Property Investor

Mortgage

Document Number003153/309
DateDec 31, 2025
Book Page3153/309
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
AddressROANOKE, VA 24011
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILSON NC
Recording DateAug 5, 2020
Property Address5403 LLOYD RD, LUCAMA, NC 27851
Document Number002846/521
Book / Page2846 / 521
Instrument DateApr 20, 2020
Transaction TypeTransfer
Record UpdatedMay 21, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$460.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address701 BROAD ST, NEW BERN, NC 28560-4827

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3310 WETHERLY DR N, WILSON, NC 27896-1285

Mortgage

Document Number0002846523
DateAug 5, 2020
Instrument2846/523
Lender
NameGREGORY TURNAGE
TypePrivate Party
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueAug 4, 2023

Tax Assessment & Valuation

Source: Wilson County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWilson County
Unified School DistrictWilson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$72,100 (-6.01%) Land $72,100$72,100 (-6.01%) Land $72,100
2025$529.00 (-61.39%)$76,712 (-) Land $76,712$76,712 (-) Land $76,712
2024$76,712 Land $76,712$76,712 Land $76,712
2021$1,370.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims9 (2016–2018)
Claims Outside the SFHA5 of 9
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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