5403 Juniper Beach Rd, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 5403 Juniper Beach Rd, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,409 sqft · built 1958
Lot Size	0.486 acres (21,188 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Dec 2014)
Tax Bill	$5,135 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`21020700030007`

Property Details

APN / Parcel Number

Primary APN	`21020700030007`
Alternative APNs	`020700030007` `00003581`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,409 sqft Finished Area
Flooring	Covered
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,188 sqft (0.486 acres)
Lot Dimensions	218 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	3 Parking Spaces
Deck Area	436 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00003581
Street Address	5403 JUNIPER BEACH RD
City	PROSPECT
State	KY
Zip	40059-8636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDEN
Legal Description	LOT 7 JUNIPER BEACH PB 5 PG 96 0.4864 AC
Legal Subdivision	JUNIPER BEACH
Legal Lot Number	7
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	4
Census Block	4008
Census Tract	7502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Country Estates of River Road listed 1999 · 61 contributing resources · NRIS 99000495

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5403 JUNIPER BEACH RD, PROSPECT, KY 40059-8636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2014 · Amount on Record
Deed Sale	Dec 5, 2014 · Amount on Record
Prior Sale	May 14, 2007 · Amount on Record
Deed Document Number	2014154237
Deed Book / Page	10335 / 509
Last Transfer Date	Mar 24, 2015
Transfer Doc	DN2015035364
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	5403 JUNIPER BEACH RD, PROSPECT, KY 40059-8636
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5403 JUNIPER BEACH RD, PROSPECT, KY 40059-8636
Investor	Possibly a Property Investor

Mortgage

Document Number	0000288084
Date	Nov 17, 2021
Book Page	M 17781/640
Instrument	2021288084

Lender

Name	WILSON & MUIR BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40207

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Nov 10, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,135.00 (-4.2%) Homeowner's exemption	$509,300 (-) Land $225,000 Building $284,300
2024			$509,300 (-) Land $225,000 Building $284,300
2023	$5,360.00 (-1.6%)	$509,300 (-) Land $225,000 Building $284,300	$509,300 (-) Land $225,000 Building $284,300
2022	$5,447.00	$509,300 Land $225,000 Building $284,300	$509,300 Land $225,000 Building $284,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 50 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	205 units insured incl. 155 condo units
Nearby Flood Claims	386 (1978–2025)
Claims Outside the SFHA	44 of 386
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 56 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 30 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
BluegrassNet Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20