5403 Frances Dr, Lorain, OH 44053 Property Records

Lorain County property record for 5403 Frances Dr, Lorain, OH 44053

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,755 sqft · built 1972
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$126,000 (Sep 2015)
Tax Bill$2,210 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN02-02-005-107-038

Property Details

APN / Parcel Number

Primary APN02-02-005-107-038

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,755 sqft Living Area
1st Floor Area1,078 sqft
Family RoomFamily Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions132 ft deep x 70 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area192 sqft
Patio Area192 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address5403 FRANCES DR
CityLORAIN
StateOH
Zip44053-3507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEVEN PINES INC 70 X 132
Legal SubdivisionSEVEN PINES SUBDIVISION #4
Legal Tract2
Legal Block107
Legal Lot Number115
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group1
Census Block1025
Census Tract24200

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5403 FRANCES DR, LORAIN, OH 44053-3507
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2015 · Amount on Record
Deed SaleSep 24, 2015 · Amount on Record
Prior SaleApr 23, 2009 · Amount on Record
Deed Document Number2015004412
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address5403 FRANCES DR, LORAIN, OH 44053-3507
Document Number0000784969
Instrument DateOct 17, 2020
Transaction TypeMortgage
Record UpdatedNov 2, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5403 FRANCES DR LORAIN OH 440533507, LORAIN, OH 44053-3507

Mortgage

Document Number0000784969
DateOct 22, 2020
Instrument784969
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 21, 2035

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,210.00$57,810 (-0.01%) Land $8,440 Building $49,370$165,190 (-) Land $24,120 Building $141,070
2024$2,210.00 (-7.42%)$57,817 (+24.69%) Land $8,442 Building $49,375$165,190 (+24.69%) Land $24,120 Building $141,070
2023$2,387.00 (+0.89%)$46,369 (%) Land $10,455 Building $35,914$132,480 (-) Land $29,870 Building $102,610
2022$2,366.00$46,370 Land $10,460 Building $35,910
2021$132,480 Land $29,870 Building $102,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1981–2014)
Claims Outside the SFHA1 of 5
Most Recent ClaimMay 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAIN CITY PWS
serves 64,152 people · EPA ID OH4700711
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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