5403 Curtis St, Dearborn, MI 48126 Property Records

Wayne County property record for 5403 Curtis St, Dearborn, MI 48126

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,619 sqft · built 1931
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Jul 2015)
Tax Bill	$3,031 (2025)
Deeds & Mortgages	Jun 2024 Second Mortgage Apr 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-132-01-071`

Property Details

APN / Parcel Number

Primary APN	`82-09-132-01-071`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,619 sqft Living Area
1st Floor Area	925 sqft
Basement Area	925 sqft
Unfinished Basement	925 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Duplex Single
Exterior Material	Brick
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	113 ft deep x 40 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5403 CURTIS ST
City	DEARBORN
State	MI
Zip	48126-2842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 1, INCLUDING ONE-HALF OF THE ADJACENT VACATED ALLEY IN THE REAR THEREOF, M. J. FORD ESTS. SUB.
Legal Subdivision	M J FORD ESTATES
Legal Lot Number	1
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	2
Census Block	2006
Census Tract	574301

Owner

5403 Curtis St is owned and occupied by two individuals who acquired it in February 2024.

Source: Wayne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5403 CURTIS ST, DEARBORN, MI 48126-2842
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOC FCU
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage WELLSFARGOBANKNA
Apr 15, 2026	Quit Claim Deed, Transfer · Conventional Mortgage WELLSFARGOBANKNA
Feb 1, 2024	Intrafamily Transfer, Transfer
Feb 6, 2024	Intrafamily Transfer, Transfer
Nov 7, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2015 · Amount on File
Deed Sale	Jul 31, 2015 · Amount on File
Deed Document Number	2015304958
Deed Book / Page	52371 / 1403
Last Transfer Date	Feb 1, 2024
Transfer Doc	0586690089
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	5403 CURTIS ST, DEARBORN, MI 48126-2842
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5403 CURTIS ST, DEARBORN, MI 48126-2842

Mortgage

Document Number	0589150863
Date	Jun 12, 2024
Book Page	58915/863
Instrument	2024182796

Lender

Name	LOC FCU
Type	Credit Union
Address	FARMINGTON, MI 48336

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 30, 2044

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Recording Date	Apr 15, 2026
Property Address	5403 CURTIS ST, DEARBORN, MI 48126-2842
Document Number	0000154556
Book / Page	60219 / 1260
Instrument Date	Feb 27, 2026
Instrument	2026154556
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5403 CURTIS ST, DEARBORN, MI 48126-2842

Mortgage

Document Number	0000154556,
Date	Apr 15, 2026
Book Page	60219/1260
Instrument	2026154556

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.49%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Apr 15, 2026
Property Address	5403 CURTIS ST, DEARBORN, MI 48126-2842
Document Number	0000154555
Book / Page	60219 / 1257
Instrument Date	Feb 27, 2026
Instrument	2026154555
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	5403 CURTIS ST, DEARBORN, MI 48126-2842

Mortgage

Document Number	0000154555,
Date	Apr 15, 2026
Book Page	60219/1260
Instrument	2026154555

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.49%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Feb 1, 2024
Property Address	5403 CURTIS ST, DEARBORN, MI 48126-2842
Document Number	0586650654
Book / Page	58665 / 654
Map Reference	LB 44 PG 26
Instrument Date	Feb 1, 2024
Instrument	2024024799
Transaction Type	Transfer
Record Updated	Feb 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5403 CURTIS ST, DEARBORN, MI 48126-2842

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5403 CURTIS ST, DEARBORN, MI 48126-2842

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Feb 6, 2024
Property Address	5403 CURTIS ST, DEARBORN, MI 48126-2842
Document Number	0586690089
Book / Page	58669 / 89
Map Reference	LB 44 PG 26
Instrument Date	Feb 1, 2024
Instrument	2024026063
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5403 CURTIS ST, DEARBORN, MI 48126-2842

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5403 CURTIS ST, DEARBORN, MI 48126-2842

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Nov 7, 2018
Property Address	5403 CURTIS ST, DEARBORN, MI 48126-2842
Document Number	0547180369
Book / Page	054718 / 000369
Instrument Date	Oct 16, 2018
Instrument	319687
Transaction Type	Transfer
Record Updated	Dec 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5403 CURTIS ST DEARBORN MI 481262842, DEARBORN, MI 48126-2842

Tax Assessment & Valuation

The 2025 property tax bill for 5403 Curtis St was $3,031 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,600 (+8.57%)	$195,200 (+8.57%)
2025	$3,031.00 Homeowner's exemption	$89,900	$179,800
2023	$2,807.00 Homeowner's exemption	$87,800	$175,600
2019	$3,039.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5403 Curtis St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5403 Curtis St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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