5403 Coral Shell Way, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 5403 Coral Shell Way, Apollo Beach, FL 33572

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,960 sqft · built 2011
Lot Size0.365 acres (15,918 sqft)
Owner2 Company Names on Record
Last Sale$337,000 (Mar 2017)
Tax Bill$3,807 (2025)
Deeds & MortgagesAug 2018 Line of Credit
Jun 2020 Transfer
+ 1 more
Flood ZoneZone X (moderate risk)
APN054243-0634

Property Details

APN / Parcel Number

Primary APN054243-0634
Alternative APN
  • U33311981P000003000200

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,960 sqft Living Area
Gross Area4,071 sqft
1st Floor Area2,543 sqft
Upper Floors Area417 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2018
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,918 sqft (0.365 acres)
Lot Dimensions135 ft deep x 110 ft wide
Garage TypeAttached
Garage Area626 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area485 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0542430634
Street Address5403 CORAL SHELL WAY
CityAPOLLO BEACH
StateFL
Zip33572-3511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionHARBOUR ISLES PHASE 1 LOT 20 BLOCK 3
Legal Range19E
Legal Township31S
Legal Section33
Legal SubdivisionHARBOUR ISLES PHASE 1
Legal Phase1
Legal Tract81P
Legal Block3
Legal Lot Number20
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group2
Census Block2026
Census Tract14119

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address5403 CORAL SHELL WAY, APOLLO BEACH, FL 33572-3511
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2018Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
Jun 1, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 10, 2017Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 10, 2017 · Amount on Record
Deed SaleMar 10, 2017 · Amount on Record
Prior SaleDec 23, 2011 · Amount on Record
Deed Document Number201794972
Deed Book / Page24789 / 1636
Last Transfer DateMay 19, 2020
Transfer Doc0000220860
Record UpdatedOct 29, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5403 CORAL SHELL WAY, APOLLO BEACH, FL 33572-3511
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0259820156
DateAug 10, 2018
Book Page25982/0156
Instrument2018321331
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 1, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHILLSBOROUGH FL
Recording DateJun 1, 2020
Property Address5403 CORAL SHELL WAY, APOLLO BEACH, FL 33572-3511
Document Number0000220860
Instrument DateMay 19, 2020
Instrument220860
Transaction TypeTransfer
Record UpdatedJun 22, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMar 10, 2017
Property Address5403 CORAL SHELL WAY, APOLLO BEACH, FL 33572-3511
Document Number0247891636
Book / Page024789 / 001636
Instrument DateMar 6, 2017
Instrument94972
Transaction TypeTransfer
Record UpdatedMar 24, 2017
Title CompanyHILLSBOROUGH TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,359.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5403 CORAL SHELL WAY APOLLO BEACH FL 335723511, APOLLO BEACH, FL 33572-3511

Mortgage

Document Number247891638
DateMar 10, 2017
Book Page024789/001638
Instrument94973
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 9, 2047

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$370,312 (+2.7%)$471,073 (-4.35%) Land $129,085 Building $341,988
2025$3,807.00 (-2.66%) Disabled Person's exemption$360,576 (+5.99%)$492,500 (+3.35%) Land $129,085 Building $363,415
2023$3,911.00 (+6.74%) Disabled Person's exemption$340,208 (+3%)$476,527 (+9.33%) Land $129,085 Building $347,442
2022$3,664.00 Disabled Person's exemption$330,299$435,842 Land $100,400 Building $335,442

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 410 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies410 in force
Nearby Flood Claims12 (2020–2025)
Claims Outside the SFHA5 of 12
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims
  • Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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