5403 Cascade Ridge St, Bakersfield, CA 93307 Property Records

Kern County property record for 5403 Cascade Ridge St, Bakersfield, CA 93307

Property Summary

Property Type	Townhouse
Details	4 bd · 2 ba · 1,498 sqft · built 2003
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Mar 2026)
Tax Bill	$3,144 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Aug 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`143-375-01-00-8`

Property Details

APN / Parcel Number

Primary APN	`143-375-01-00-8`
Alternative APNs	`143-375-01-2` `1433750100` `14337501`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,498 sqft Living Area
Gross Area	2,163 sqft
1st Floor Area	1,498 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Townhouse
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	93 sqft
Patio Area	10 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	143375012
Street Address	5403 CASCADE RIDGE ST
City	BAKERSFIELD
State	CA
Zip	93307-7681
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	TRACT 5948 , BLOCK PHE, LOT 27
Legal Subdivision	5948 PH E
Legal Tract	5948
Legal Block	2
Legal Lot Number	27
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	2
Census Block	2002
Census Tract	2303

Owner

Source: Kern County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5403 CASCADE RIDGE ST, BAKERSFIELD, CA 93307-7681
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 9, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 8, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 23, 2026	Grant Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jan 15, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Feb 26, 2018	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS
Oct 15, 2013	Loan Modification, Mortgage · Conventional Mortgage OCWEN LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2026 · Amount on Record
Deed Sale	Mar 23, 2026 · Amount on Record
Prior Sale	Apr 18, 2025 · Amount on Record
Deed Document Number	202631316
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	5403 CASCADE RIDGE ST, BAKERSFIELD, CA 93307-7681
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5403 CASCADE RIDGE ST, BAKERSFIELD, CA 93307-7681

Mortgage

Document Number	0000088185
Date	Jun 3, 2022
Instrument	222088185

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2052

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	5403 CASCADE RIDGE ST, BAKERSFIELD, CA 93307-7681
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5403 CASCADE RIDGE ST, BAKERSFIELD, CA 93307-7681

Mortgage

Document Number	0000094316
Date	Aug 9, 2023
Instrument	223094316

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Apr 1, 2052

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	5403 CASCADE RIDGE ST, BAKERSFIELD, CA 93307-7681
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5403 CASCADE RIDGE ST, BAKERSFIELD, CA 93307-7681

Mortgage

Document Number	0000001986
Date	Jan 8, 2025
Instrument	225001986

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Apr 1, 2052

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Mar 23, 2026
Property Address	5403 CASCADE RIDGE ST, BAKERSFIELD, CA 93307-7681
Document Number	0000031316
Map Reference	MB 4949 PG 533
Instrument Date	Mar 5, 2026
Instrument	226031316
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	STOCKDALE TITLE COMPANY, SOCAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5403 CASCADE RIDGE ST, BAKERSFIELD, CA 93307-7681

Mortgage

Document Number	0000031317
Date	Mar 23, 2026
Instrument	226031317

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	5403 CASCADE RIDGE ST, BAKERSFIELD, CA 93307-7681
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5403 CASCADE RIDGE ST, BAKERSFIELD, CA 93307-7681

Mortgage

Document Number	0000007647
Date	Jan 15, 2021
Instrument	221007647

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Mar 1, 2048

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Feb 26, 2018
Property Address	5403 CASCADE RIDGE ST, BAKERSFIELD, CA 93307-7681
Document Number	0000021319
Instrument Date	Feb 8, 2018
Instrument	21319
Transaction Type	Transfer
Record Updated	Mar 16, 2018
Title Company	PLACER TITLE ER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5403 CASCADE RIDGE ST BAKERSFIELD CA 933077681, BAKERSFIELD, CA 93307-7681

Mortgage

Document Number	21320
Date	Feb 26, 2018
Instrument	21320

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2048

October 2013: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KERN CA
Property Address	5403 CASCADE RIDGE ST, BAKERSFIELD, CA 93307-7681
Document Number	0000136876
Instrument Date	Oct 15, 2013
Transaction Type	Mortgage
Record Updated	Nov 17, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5403 CASCADE RIDGE ST BAKERSFIELD CA 933077681, BAKERSFIELD, CA 93307-7681

Mortgage

Document Number	0000136876
Date	Oct 11, 2017
Instrument	136876

Lender

Name	OCWEN LN SERVICING
Type	Funding / Finance Company
Address	WEST PALM BEACH, FL 33416-9838

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Oct 10, 2044

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Fairfax Elementary School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$306,000 (+53.68%) Land $51,000 Building $255,000
2025	$3,144.00 (-0.22%)	$199,115 (+4.04%) Land $34,133 Building $164,982
2024	$3,151.00 (+2.71%)
2023	$3,068.00 (+2.47%) Homeowner's exemption	$191,385 Land $32,808 Building $158,577
2022	$2,994.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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