5403 28th Ave SW, Naples, FL 34116 Property Records

Collier County property record for 5403 28th Ave SW, Naples, FL 34116

Property Summary

Property Type	Single Family Home
Details	1,287 sqft · built 1993
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Jun 2022)
Tax Bill	$3,868 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage May 2020 Sale
Flood Zone	Zone AH (high risk)
APN	`36320840008`

Property Details

APN / Parcel Number

Primary APN	`36320840008`
Alternative APNs	`36320840008069800220194` `324100 220 194B28`

Interior

Stories	1 Story
Building Area	1,287 sqft Living Area
Gross Area	1,487 sqft
1st Floor Area	1,287 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Masonry / Concrete Block
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Deck Area	200 sqft

Location & Zoning

Street Address	5403 28TH AVE SW
City	NAPLES
State	FL
Zip	34116-7515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF-6
Legal Description	GOLDEN GATE UNIT 6 BLK 220 LOT 19
Legal Range	26
Legal Township	49
Legal Section	28
Legal Subdivision	GOLDEN GATE CITY UNIT 6
Legal Tract	324100
Legal Block	220
Legal Lot Number	19
Legal Unit	6
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1009
Census Tract	10419

Owner

5403 28th Ave SW is owned and occupied by two individuals who bought it in June 2022.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5403 28TH AVE SW, NAPLES, FL 34116-7515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
May 7, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2022 · Amount on File
Deed Sale	Jun 6, 2022 · Amount on File
Prior Sale	Jul 31, 2001 · Amount on File
Deed Document Number	20226263198
Deed Book / Page	6136 / 2264
Prior Transfer Date	Jan 3, 2007
Prior Transfer Doc	0041683845
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 6, 2022
Property Address	5403 28TH AVE SW, NAPLES, FL 34116-7515
Document Number	0061362264
Book / Page	6136 / 2264
Map Reference	MB 5 PG 124
Instrument Date	May 20, 2022
Instrument	6263198
Transaction Type	Transfer
Record Updated	Jun 20, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2775 W OKEECHOBEE RD, 2775, HIALEAH, FL 33010-1057

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5403 28TH AVE SW, NAPLES, FL 34116-7515

Mortgage

Document Number	0061362266
Date	Jun 6, 2022
Instrument	6136/2266

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	May 7, 2020
Property Address	5403 28TH AVE SW, NAPLES, FL 34116-7515
Document Number	0057601271
Book / Page	005760 / 001271
Instrument Date	Nov 12, 2019
Instrument	5864007
Transaction Type	Transfer
Record Updated	May 25, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$490.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1772 42ND TER SW NAPLES FL 341165930, NAPLES, FL 34116-5930

Tax Assessment & Valuation

The 2025 property tax bill for 5403 28th Ave SW was $3,868 with a homeowner's exemption, up 6.8% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$369,022 (+2.41%) Land $186,469 Building $182,553	$369,022 (+2.11%) Land $186,469 Building $182,553
2025	$3,868.00 (+6.76%) Homeowner's exemption	$360,346	$361,403 Land $138,125 Building $223,278
2024	$3,623.00 (+1.34%)
2023	$3,575.00 (+33.85%) Homeowner's exemption	$339,990 (+37.12%) Land $199,219 Building $140,771	$339,990 (+9.95%) Land $199,219 Building $140,771
2022	$2,671.00 Homeowner's exemption	$247,953	$309,228 Land $164,555 Building $144,673

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5403 28th Ave SW in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 124 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	124 in force
Nearby Flood Claims	21 (2017–2026)
Claims Outside the SFHA	3 of 21
Most Recent Claim	Jan 2026 · other causes
Claims by Event	Hurricane Helene, Sep 2024 · 11 claims Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5403 28th Ave SW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 28th Ave SW

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