5402 State Rte 104, Oswego, NY 13126 Property Records

Oswego County and Scriba Town property record for 5402 State Rte 104, Oswego, NY 13126

Property Summary

Property Type	Rural Home
Details	4 bd · 1 ba · 1,883 sqft · built 1900
Lot Size	13.5 acres (588,060 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Jul 2021)
Tax Bill	$5,963 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`355600 112.00-04-40`

Property Details

APN / Parcel Number

Primary APN	`355600 112.00-04-40`
Alternative APN	`560011200000040400000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,883 sqft Living Area
1st Floor Area	1,513 sqft
Upper Floors Area	370 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Stone
Lot Area	588,060 sqft (13.5 acres)
Garage Type	Detached
Garage Area	1,160 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	463 sqft
Shed	1 Shed
Canopy	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5402 STATE ROUTE 104
City	OSWEGO
State	NY
Zip	13126-5803
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	NONE
Legal Description	LOT 98 127-010-000
Legal Subdivision	EIGHTEENTH TOWNSHIP OF SCRIBAS PATENT
Legal Block	4
Legal Lot Number	40.000
Jurisdiction	OSWEGO NY
Township / Civil Division	SCRIBA
Census Block Group	2
Census Block	2032
Census Tract	21504

Owner

5402 State Rte 104, a rural home, is owned and occupied by an individual who bought it in July 2021.

Source: Oswego County and Scriba Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	5402 STATE ROUTE 104, OSWEGO, NY 13126-5803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2021 · Amount on File
Deed Sale	Jul 23, 2021 · Amount on File
Prior Sale	Sep 5, 2017 · Amount on File
Deed Document Number	20218443
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jul 23, 2021
Property Address	5402 STATE ROUTE 104, OSWEGO, NY 13126-5803
Document Number	0000008443
Instrument Date	Jul 19, 2021
Instrument	R-2021-008443
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5402 STATE ROUTE 104, 5402, OSWEGO, NY 13126-5803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 DOWNEY DR, OSWEGO, NY 13126-6134

Mortgage

Document Number	0000008444
Date	Jul 23, 2021
Instrument	R-2021-008444

Lender

Name	PATHFINDER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 5402 State Rte 104 was $5,963, up 27.4% from the year before.

Source: Oswego County and Scriba Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Scriba Town
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,963.00 (+27.36%)
2025	$4,682.00	$147,000 Land $31,000 Building $116,000	$245,000 Land $51,667 Building $193,333
2023		$147,000 Land $31,000 Building $116,000	$216,176 Land $45,588 Building $170,588

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5402 State Rte 104 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5402 State Rte 104 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCRIBA WD (OSWEGO) serves 9,044 people · EPA ID NY3730037
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000