5402 River Oak Dr, Savage, MN 55378 Property Records

Scott County property record for 5402 River Oak Dr, Savage, MN 55378 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.25 ba · 2,252 sqft · built 1996
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Aug 2018)
Tax Bill	$5,180 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-225014-0`

Property Details

APN / Parcel Number

Primary APN	`26-225014-0`

Interior

Bedrooms	5 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,252 sqft Living Area
Gross Area	2,808 sqft
1st Floor Area	1,126 sqft
Basement Area	1,126 sqft
Finished Basement	1,000 sqft
Unfinished Basement	126 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Combination
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	5402 RIVER OAK DR
City	SAVAGE
State	MN
Zip	55378-4691
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUFFERIN PARK 9TH ADDN LOT 014 BLOCK 001
Legal Subdivision	DUFFERIN PARK 9TH ADDN
Legal Block	1
Legal Lot Number	14
Jurisdiction	SCOTT MN
Township / Civil Division	SAVAGE
Census Block Group	1
Census Block	1006
Census Tract	80207

Owner

Source: Scott County records · APN 26-225014-0

Assessment roll updated May 12, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5402 RIVER OAK DR, SAVAGE, MN 55378-4691
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU
Aug 24, 2020	Deed of Trust, Mortgage · Conventional with PMI CROSSCOUNTRY MTG
Aug 16, 2019	Deed of Trust, Mortgage · Conventional with PMI ENVISION CAP
Aug 29, 2018	Warranty Deed, Transfer · Conventional with PMI ENVISION CAP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 29, 2018 · Amount on Record
Deed Sale	Aug 29, 2018 · Amount on Record
Prior Sale	Jul 25, 2005 · Amount on Record
Deed Document Number	2018252011
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	5402 RIVER OAK DR, SAVAGE, MN 55378-4691
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5402 RIVER OAK DR, SAVAGE, MN 55378-4691

Mortgage

Document Number	000T278329
Date	Sep 13, 2022
Instrument	T278329

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	5402 RIVER OAK DR, SAVAGE, MN 55378-4691
Document Number	0000263828
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5402 RIVER OAK DR SAVAGE MN 553784691, SAVAGE, MN 55378-4691

Mortgage

Document Number	0000263828
Date	Sep 08, 2020
Instrument	263828

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Sep 07, 2040

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	5402 RIVER OAK DR, SAVAGE, MN 55378-4691
Document Number	0000256980
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5402 RIVER OAK DR SAVAGE MN 553784691, SAVAGE, MN 55378-4691

Mortgage

Document Number	0000256980
Date	Aug 27, 2019
Instrument	256980

Lender

Name	ENVISION CAP
Address	MINNETONKA, MN 55305

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Aug 26, 2044

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Aug 29, 2018
Property Address	5402 RIVER OAK DR, SAVAGE, MN 55378-4691
Document Number	0000252011
Instrument Date	Aug 24, 2018
Instrument	252011
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,328.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5402 RIVER OAK DR SAVAGE MN 553784691, SAVAGE, MN 55378-4691

Mortgage

Document Number	252012
Date	Aug 29, 2018
Instrument	252012

Lender

Name	ENVISION CAP
Address	MINNETONKA, MN 55305

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2048

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated May 12, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
Municipality	Savage City
Unified School District	Prior Lake-Savage Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,180.00 (+3.77%) Homeowner's exemption	$486,100 (+2.14%) Land $168,700 Building $317,400	$486,100 (+2.14%) Land $168,700 Building $317,400
2025	$4,992.00 (-1.19%)
2024	$5,052.00 (+3.65%) Homeowner's exemption	$475,900 (-0.36%) Land $168,700 Building $307,200	$475,900 (-0.36%) Land $168,700 Building $307,200
2023	$4,874.00 Homeowner's exemption	$477,600 Land $168,700 Building $308,900	$477,600 Land $168,700 Building $308,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Scott County (27139C), updated January 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271390802071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 410 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)	Low Latency
Nuvera Communications	Fiber	1,000 / 1,000	Yes
Mediacom Communications	Cable	1,000 / 50	Yes
Netwave Broadband	Fixed Wireless (unlicensed)	125 / 40	No

May also be available at this address: LTD Broadband, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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