5402 Ridge Lake Ct, Bakersfield, CA 93313 Property Records

Kern County property record for 5402 Ridge Lake Ct, Bakersfield, CA 93313

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,550 sqft · built 2007
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Dec 2021)
Tax Bill	$4,986 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`532-091-22-00-6`

Property Details

APN / Parcel Number

Primary APN	`532-091-22-00-6`
Alternative APNs	`532-091-22-0` `5320912200` `53209122`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,550 sqft Living Area
Gross Area	2,087 sqft
1st Floor Area	780 sqft
2nd Floor Area	770 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	71 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	532091220
Street Address	5402 RIDGE LAKE CT
City	BAKERSFIELD
State	CA
Zip	93313-5293
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 6170 , BLOCK PH1, LOT 22
Legal Subdivision	6170 PH 1
Legal Tract	6170
Legal Block	1
Legal Lot Number	22
Jurisdiction	KERN CA
Township / Civil Division	GREENFIELD-PANAMA
Census Block Group	1
Census Block	1014
Census Tract	3219

Owner

5402 Ridge Lake Ct is owned and occupied by an individual who bought it in December 2021.

Source: Kern County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	5402 RIDGE LAKE CT, BAKERSFIELD, CA 93313-5293
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Grant Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Apr 21, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage WFG TITLE COMPANY OF CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2021 · Amount on File
Deed Sale	Dec 10, 2021 · Amount on File
Prior Sale	Jun 29, 2011 · Amount on File
Deed Document Number	2021232215
Prior Transfer Date	Mar 24, 2017
Prior Transfer Doc	0000050240
Record Updated	Oct 29, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Dec 10, 2021
Property Address	5402 RIDGE LAKE CT, BAKERSFIELD, CA 93313-5293
Document Number	0000232215
Map Reference	MB 53 PG 119&120
Instrument Date	Oct 28, 2021
Instrument	221232215
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5402 RIDGE LAKE CT, BAKERSFIELD, CA 93313-5293

Mortgage

Document Number	0000232216
Date	Dec 10, 2021
Instrument	221232216

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Apr 21, 2017
Property Address	5402 RIDGE LAKE CT, BAKERSFIELD, CA 93313-5293
Document Number	0000050240
Map Reference	MB53 PG119&120
Instrument Date	Mar 24, 2017
Instrument	0217050240
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	WFG TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5402 RIDGE LAKE CT, BAKERSFIELD, CA 93313-5293

Mortgage

Document Number	, 0217050241
Date	Apr 21, 2017
Instrument	0217050241

Lender

Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5402 Ridge Lake Ct was $4,986.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Panama-Buena Vista School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$362,613 (+2%) Land $86,593 Building $276,020
2025	$4,986.00	$355,504 Land $84,896 Building $270,608
2023	$4,807.00 (+4.09%)	$341,700 Land $81,600 Building $260,100
2022	$4,618.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5402 Ridge Lake Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5402 Ridge Lake Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 705 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50

May also be available: Verizon.

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