5402 Hwy 90, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5402 Hwy 90, Pace, FL 32571

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	5 ba · 8,392 sqft · built 2007
Lot Size	0.837 acres (36,460 sqft)
Owner	Company Name on Record
Last Sale	$2,130,000 (May 2021)
Tax Bill	$10,695 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage Dec 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-1N-28-0000-02301-0000`

Property Details

APN / Parcel Number

Primary APN	`07-1N-28-0000-02301-0000`
Alternative APN	`N281070000023010000`

Interior

Full Baths	5 Baths
Total Rooms	12 Rooms
Units	5 Units
Stories	1 Story
Building Area	8,392 sqft Gross Area
1st Floor Area	6,600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Metal
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	36,460 sqft (0.837 acres)
Lot Dimensions	237 ft deep x 154 ft wide
Driveway	Driveway
Driveway Area	19,695 sqft
Patio Area	1,792 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5402 HIGHWAY 90
City	PACE
State	FL
Zip	32571-1542
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	HCD
Legal Description	NEWLY DESCRIBED FOR 2021 PARCEL 1: COM AT SOUTHWEST CORNER OF SECTION 7, TOWNSHIP 1 NORTH, RANGE 28 WEST, SANTA ROSA COUNTY, FLORIDA; THENCE PROCEED NORTH 00 DEGREES 15 MINUTES 00 SECONDS WEST ALONG THE WEST LINE OF SAID SECTION 7 FOR A DISTANCE
Legal Range	28W
Legal Township	1N
Legal Section	07
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	3
Census Block	3021
Census Tract	10704

Owner

Source: Santa Rosa County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6619 SHADY HOLLOW DR, MILTON, FL 32571-9163
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Warranty Deed, Transfer · Commercial Mortgage SOUTH STATE BANK NATIONAL ASSOCIATI
Dec 27, 2017	Loan Modification, Mortgage CHARTERBANK
Jan 24, 2018	Loan Modification, Mortgage CHARTERBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Prior Sale	Apr 20, 2006 · Amount on Record
Deed Document Number	202134661
Deed Book / Page	4122 / 1547
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 24, 2021
Property Address	5402 HIGHWAY 90, PACE, FL 32571-1542
Document Number	0041221547
Book / Page	4122 / 1547
Instrument Date	May 20, 2021
Instrument	202134661
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,910.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4961 QUIET MEADOW LN, 4961, PACE, FL 32571-4500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6619 SHADY HOLLOW DR, PACE, FL 32571-9163

Mortgage

Document Number	0041221550
Date	May 24, 2021
Instrument	4122/1550

Lender

Name	SOUTH STATE BANK NATIONAL ASSOCIATI
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	0041221565
Date	May 24, 2021
Book Page	4122/1565
Instrument	202134664

Lender

Name	SOUTH STATE BANK NATIONAL ASSOCIATION
Type	Bank
Address	MILTON, FL 32571

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	5402 HIGHWAY 90, PACE, FL 32571-1542
Document Number	0036981631
Instrument Date	Dec 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5414 HIGHWAY 90 PACE FL 325711542, PACE, FL 32571-1542

Mortgage

Document Number	0036981631
Date	Feb 1, 2018
Book Page	003698/001631
Instrument	3989

Lender

Name	CHARTERBANK
Type	Bank
Address	MILTON, FL 32570

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jan 31, 2020

Interest

Rate Type	Fixed Rate
Rate	4.75%

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 24, 2018
Property Address	5402 HIGHWAY 90, PACE, FL 32571-1542
Document Number	0036961238
Book / Page	003696 / 001238
Instrument Date	Dec 27, 2017
Instrument	2789
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5414 HIGHWAY 90 PACE FL 325711542, PACE, FL 32571-1542

Mortgage

Document Number	36961238
Date	Jan 24, 2018
Book Page	003696/001238
Instrument	2789

Lender

Name	CHARTERBANK
Type	Bank
Address	6512 CAROLINE ST, MILTON, FL 32570-4778

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jan 23, 2020

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$936,007 (+14.2%) Land $301,840 Building $634,167	$936,007 (+14.2%) Land $301,840 Building $634,167
2024	$10,695.00 (-0.63%)	$819,634 (-1.34%) Land $347,116 Building $472,518	$819,634 (-1.34%) Land $347,116 Building $472,518
2023	$10,763.00 (+9.86%)	$830,733 (+12.02%) Land $347,116 Building $483,617	$830,733 (+12.02%) Land $347,116 Building $483,617
2022	$9,797.00	$741,582	$741,582 Land $347,116 Building $394,466

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Cox Communications, Hotwire Communications.

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