5402 Cloud Way, San Diego, CA 92117 Property Records

San Diego County property record for 5402 Cloud Way, San Diego, CA 92117

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,661 sqft · built 1985
Lot Size	0.131 acres (5,700 sqft)
Owner	Individual Name on File
Last Sale	$1,001,000 (Dec 2021)
Tax Bill	$13,762 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Dec 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`355-610-06-00`

Property Details

APN / Parcel Number

Primary APN	`355-610-06-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,661 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	5,700 sqft (0.131 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5402 CLOUD WAY
City	SAN DIEGO
State	CA
Zip	92117-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	LOT 129 TR 005363
Legal Subdivision	CLAIREMONT MESA INDUST PARK
Legal Tract	005363
Legal Block	4
Legal Lot Number	129
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4000
Census Tract	8505

Owner

5402 Cloud Way is owned and occupied by an individual who bought it in December 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	5402 CLOUD WAY, SAN DIEGO, CA 92117-1307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 20, 2021	Grant Deed, Transfer · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC
Jan 15, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Dec 6, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 6, 2019	Affidavit of Death, Transfer ATTORNEY ONLY
Dec 6, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2021 · Amount on File
Deed Sale	Dec 20, 2021 · Amount on File
Deed Document Number	2021855788
Prior Transfer Date	Nov 5, 2019
Prior Transfer Doc	0000569258
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5402 CLOUD WAY, SAN DIEGO, CA 92117-1307
Transaction Type	Mortgage
Record Updated	Dec 11, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5402 CLOUD WAY, SAN DIEGO, CA 92117-1307

Mortgage

Document Number	0000330520
Date	Nov 30, 2023
Instrument	2023-0330520

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 20, 2021
Property Address	5402 CLOUD WAY, SAN DIEGO, CA 92117-1307
Document Number	0000855788
Map Reference	MAP 5363
Instrument Date	Dec 9, 2021
Instrument	2021-0855788
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5402 CLOUD WAY, SAN DIEGO, CA 92117-1307

Mortgage

Document Number	0000855789
Date	Dec 20, 2021
Instrument	2021-0855789

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

January 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 15, 2020
Property Address	5402 CLOUD WAY, SAN DIEGO, CA 92117-1307
Document Number	0000023151
Instrument Date	Jan 15, 2020
Instrument	23151
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3052 CLAIREMONT DR #4 SAN DIEGO CA 921176805, 4, SAN DIEGO, CA 92117-6805

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 6, 2019
Property Address	5402 CLOUD WAY, SAN DIEGO, CA 92117-1307
Document Number	0000569259
Instrument Date	Dec 5, 2019
Instrument	569259
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5402 CLOUD WAY SAN DIEGO CA 921171307, SAN DIEGO, CA 92117-1307

December 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 6, 2019
Property Address	5402 CLOUD WAY, SAN DIEGO, CA 92117-1307
Document Number	0000569257
Instrument Date	Nov 5, 2019
Instrument	569257
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5402 CLOUD WAY SAN DIEGO CA 921171307, SAN DIEGO, CA 92117-1307

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 6, 2019
Property Address	5402 CLOUD WAY, SAN DIEGO, CA 92117-1307
Document Number	0000569258
Instrument Date	Nov 5, 2019
Instrument	569258
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5402 CLOUD WAY SAN DIEGO CA 921171307, SAN DIEGO, CA 92117-1307

Tax Assessment & Valuation

The 2025 property tax bill for 5402 Cloud Way was $13,762 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,083,512 (+2%) Land $920,066 Building $163,446
2025	$13,762.00 Homeowner's exemption	$1,062,268 Land $902,026 Building $160,242
2023	$12,542.00 (+2.74%)	$1,021,020 Land $867,000 Building $154,020
2022	$12,208.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5402 Cloud Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5402 Cloud Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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