5402 Carmel Ct, Tyler, TX 75703 Property Records

Smith County property record for 5402 Carmel Ct, Tyler, TX 75703

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,735 sqft · built 1979
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Tax Bill	$622 (2025)
Deeds & Mortgages	Sep 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R071549`

Property Details

APN / Parcel Number

Primary APN	`R071549`
Alternative APN	`1-50000-1013-06-026000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,735 sqft Heated Area
1st Floor Area	1,735 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	55 ft deep x 63 ft wide
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	18 sqft
Patio Area	182 sqft
Utility Building	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R071549
Street Address	5402 CARMEL CT
City	TYLER
State	TX
Zip	75703-3741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLONY PARK SOUTH BLOCK 1013-F LOT 26
Legal Subdivision	COLONY PARK SOUTH
Legal Block	1013-F
Legal Lot Number	26
Jurisdiction	SMITH TX
Township / Civil Division	TYLER
Census Block Group	1
Census Block	1032
Census Tract	2004

Owner

Source: Smith County assessment roll, APN R071549, as of August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5402 CARMEL CT, TYLER, TX 75703-3741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	May 02, 2016
Transfer Doc	0000018131
Record Updated	Jun 08, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	5402 CARMEL CT, TYLER, TX 75703-3741
Transaction Type	Mortgage
Record Updated	Oct 06, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5402 CARMEL CT, TYLER, TX 75703-3741

Mortgage

Document Number	0001027623
Date	Sep 13, 2023
Instrument	202301027623

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.64%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 01, 2023
Change Frequency	4 Years
Index	1-Year CMT
Max Rate	12.6%

Tax Assessment & Valuation

Source: Smith County assessment roll as of August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Municipality	Tyler City
Unified School District	Tyler Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$622.00 Homeowner's exemption Senior Citizen's exemption	$230,996 (+8.65%) Land $17,254 Building $213,742	$230,996 (+8.65%) Land $17,254 Building $213,742
2024	$622.00
2023	$622.00 (-61.39%) Homeowner's exemption	$212,604 Land $23,936 Building $188,668	$212,604 Land $23,936 Building $188,668
2022	$1,611.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Smith County (48423C), as of September 2, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484230020041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	11 (1985–2021)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Aug 2021 · other causes

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 174 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Metronet Holdings.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX2120004, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF TYLER serves 107,000 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.