5401 Whiterock Ln, Roca, NE 68430 Property Records

Lancaster County property record for 5401 Whiterock Ln, Roca, NE 68430

Property Summary

Property Type	Rural Home
Details	2 bd · 8 ba · 3,335 sqft · built 2009
Lot Size	3.02 acres (131,551 sqft)
Owner	Individual Name on File
Tax Bill	$14,337 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-04-102-003-000`

Property Details

APN / Parcel Number

Primary APN	`15-04-102-003-000`

Interior

Bedrooms	2 Beds
Full Baths	8 Baths
Half Baths	4 Half Baths
Plumbing Fixtures	21 Plumbing Fixtures
Stories	1 Story
Building Area	3,335 sqft Living Area
1st Floor Area	3,335 sqft
Basement Area	3,407 sqft
Finished Basement	2,600 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Exterior Material	EIFS / Synthetic Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	131,551 sqft (3.02 acres)
Garage Type	Attached
Garage Area	1,323 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	1,542 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	5401 WHITEROCK LN
City	ROCA
State	NE
Zip	68430-9673
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	WHITEROCK ESTATES, BLOCK 2, LOT 3
Legal Subdivision	WHITEROCK ESTATES
Legal Block	2
Legal Lot Number	3
Jurisdiction	LANCASTER NE
Township / Civil Division	SALTILLO
Census Block Group	2
Census Block	2004
Census Tract	10401

Owner

5401 Whiterock Ln, a rural home, is owned and occupied by an individual who acquired it in July 2020.

Source: Lancaster County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5401 WHITEROCK LN, ROCA, NE 68430-9673
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Jul 17, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Mar 29, 2018	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Oct 28, 2010
Last Transfer Date	Jul 17, 2020
Transfer Doc	0000033376
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	5401 WHITEROCK LN, ROCA, NE 68430-9673
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHARTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035073
Date	Jul 23, 2020
Instrument	2020035073

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER NE
Recording Date	Jul 17, 2020
Property Address	5401 WHITEROCK LN, ROCA, NE 68430-9673
Document Number	0000033376
Instrument Date	Jun 25, 2020
Instrument	2020033376
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	CHARTER T&E SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5401 WHITEROCK LN, ROCA, NE 68430-9673

Mortgage

Document Number	0000033377
Date	Jul 17, 2020
Instrument	2020033377

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	5401 WHITEROCK LN, ROCA, NE 68430-9673
Document Number	0000012321
Instrument Date	Mar 29, 2018
Transaction Type	Mortgage
Record Updated	Apr 18, 2018
Title Company	DRI TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5401 WHITEROCK LN ROCA NE 684309673, ROCA, NE 68430-9673

Mortgage

Document Number	0000012321
Date	Apr 5, 2018
Instrument	12321

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5401 Whiterock Ln was $14,337.

Source: Lancaster County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Lancaster County
Unified School District	Norris School District 160 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,337.00	$1,141,200 Land $172,100 Building $969,100	$1,141,200 Land $172,100 Building $969,100
2023	$11,288.00	$884,300 Land $172,100 Building $712,200	$884,300 Land $172,100 Building $712,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5401 Whiterock Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5401 Whiterock Ln is moderate, ranking above 56% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 48% of Nebraska
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Big Red Communications Fixed Wireless	200 / 100
AT&T Fixed Wireless	100 / 20
Windstream Fixed Wireless · DSL in parts of the area	100 / 10
Rise Broadband Fixed Wireless	50 / 10

May also be available: Spectrum.

Nearby Properties on Whiterock Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures