5401 Viceroy Ct, Frederick, MD 21703 Property Records

Frederick County property record for 5401 Viceroy Ct, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	3 ba · 1,680 sqft · built 1997
Lot Size	0.056 acres (2,439 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Dec 2020)
Tax Bill	$4,393 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-580800`

Property Details

APN / Parcel Number

Primary APN	`28-580800`
Alternative APN	`580800`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	840 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,439 sqft (0.056 acres)
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	580800
Street Address	5401 VICEROY CT
City	FREDERICK
State	MD
Zip	21703-7041
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 1001 SEC 5 PL 1 2,439 SQ. FT. BALLENGER CROSSING
Legal Subdivision	BALLENGER CROSSING
Legal Lot Number	1001
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1002
Census Tract	751001

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5401 VICEROY CT, FREDERICK, MD 21703-7041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2020 · Amount on Record
Deed Sale	Dec 2, 2020 · Amount on Record
Prior Sale	May 1, 2013 · Amount on Record
Deed Book / Page	14314 / 250
Prior Transfer Date	Jan 20, 2006
Prior Transfer Doc	0059810253
Record Updated	Oct 29, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 2, 2020
Property Address	5401 VICEROY CT, FREDERICK, MD 21703-7041
Document Number	0143140250
Book / Page	14314 / 250
Map Reference	MB 59 PL 37
Instrument Date	Oct 28, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	COVENANT T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9574 BELLHAVEN CT, 9574, FREDERICK, MD 21701-7610

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5401 VICEROY CT, FREDERICK, MD 21703-7041

Mortgage

Document Number	14314258
Date	Dec 2, 2020
Instrument	14314/258

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,900 (+4.14%)	$396,100 (+12.43%) Land $120,000 Building $276,100
2025	$4,393.00 (+10.6%)	$352,300 (+21.8%) Land $85,000 Building $267,300	$352,300 (-) Land $85,000 Building $267,300
2024	$3,972.00 (+14.24%)
2023	$3,477.00	$289,233	$352,300 Land $85,000 Building $267,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20