5401 Spear Trail Ln, Rosharon, TX 77583 Property Records

Brazoria County property record for 5401 Spear Trail Ln, Rosharon, TX 77583

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,266 sqft · built 2014
Lot Size	0.293 acres (12,780 sqft)
Owner	2 Individual Names on File
Last Sale	$512,045 (Aug 2024)
Tax Bill	$10,622 (2025)
Deeds & Mortgages	Aug 2024 Second Mortgage May 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7452-2002-061`

Property Details

APN / Parcel Number

Primary APN	`7452-2002-061`
Alternative APNs	`R000000597565` `R597565` `597565`

Interior

Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,266 sqft Living Area
1st Floor Area	1,988 sqft
2nd Floor Area	1,278 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	12,780 sqft (0.293 acres)
View / Lot	Primary
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	530 sqft
Porch	Slab
Porch Area	205 sqft
Patio Area	778 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	5401 SPEAR TRAIL LN
City	ROSHARON
State	TX
Zip	77583-2542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAVANNAH BEND SEC 2 (A0562 H T & B) BLK 2 LOT 61
Legal Subdivision	SAVANNAH BEND SEC 2 (A0562 H T & B)
Legal Tract	S7452-2
Legal Block	2
Legal Lot Number	61
Jurisdiction	BRAZORIA TX
Township / Civil Division	ALVIN-PEARLAND
Census Block Group	2
Census Block	2000
Census Tract	660614

Owner

5401 Spear Trail Ln is owned and occupied by two individuals who bought it in August 2024.

Source: Brazoria County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5401 SPEAR TRAIL LN, ROSHARON, TX 77583-2542
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PRIMELENDING
May 13, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 30, 2024	Vendor's Lien, Transfer · FHA Mortgage PRIME LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2024 · Amount on File
Deed Sale	Aug 30, 2024 · Amount on File
Prior Sale	Oct 24, 2014 · Amount on File
Deed Document Number	202437399
Prior Transfer Date	Oct 23, 2014
Prior Transfer Doc	0000046341
Record Updated	Sep 20, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRAZORIA TX
Property Address	5401 SPEAR TRAIL LN, ROSHARON, TX 77583-2542
Transaction Type	Mortgage
Record Updated	Nov 25, 2025
Title Company	GREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037401
Date	Aug 30, 2024
Instrument	2024037401

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRAZORIA TX
Property Address	5401 SPEAR TRAIL LN, ROSHARON, TX 77583-2542
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020298
Date	May 13, 2024
Instrument	2024020298

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 3, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BRAZORIA TX
Recording Date	Aug 30, 2024
Property Address	5401 SPEAR TRAIL LN, ROSHARON, TX 77583-2542
Document Number	0000037399
Map Reference	FILE 2007058922
Instrument Date	Aug 28, 2024
Instrument	2024037399
Transaction Type	Transfer
Record Updated	Nov 25, 2025
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5401 SPEAR TRAIL LN, ROSHARON, TX 77583-2542

Mortgage

Document Number	0000037400
Date	Aug 30, 2024
Instrument	2024037400

Lender

Name	PRIME LENDING INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 5401 Spear Trail Ln was $10,622, up 50.2% from the year before.

Source: Brazoria County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Brazoria County
Unified School District	Alvin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,622.00 (+50.16%)	$504,560 Land $47,800 Building $456,760	$504,560 Land $47,800 Building $456,760
2024	$7,074.00
2023		$510,070 Land $47,800 Building $462,270	$510,070 Land $47,800 Building $462,270
2018	$10,282.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5401 Spear Trail Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Nearby Flood Policies	55 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5401 Spear Trail Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRAZORIA COUNTY MUD 21 serves 4,833 people · EPA ID TX0200610
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Skynet Fixed Wireless	100 / 50

May also be available: Astound Broadband, Frontier, Verizon.

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