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5401 S Cardinal St, Gilbert, AZ 85298 Property Records

Maricopa County property record for 5401 S Cardinal St, Gilbert, AZ 85298

Property Summary

Property TypeSingle Family Home
Details5 ba · 3,832 sqft · built 2007
Lot Size0.228 acres (9,968 sqft)
Owner2 Owner Names on File
Last Sale$362,500 (Dec 2010)
Tax Bill$4,124 (2025)
Deeds & MortgagesAug 2019 Line of Credit
May 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN304-70-200

Property Details

APN / Parcel Number

Primary APN304-70-200

Interior

Full Baths5 Baths
Plumbing Fixtures15 Plumbing Fixtures
Stories2 Stories
Building Area3,832 sqft Living Area
1st Floor Area2,092 sqft
2nd Floor Area1,740 sqft

Exterior

Year BuiltBuilt 2007
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area9,968 sqft (0.228 acres)
Parking Spaces3 Parking Spaces
Pool Area450 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address5401 S CARDINAL ST
CityGILBERT
StateAZ
Zip85298-8477
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionFREEMAN FARMS PHASE 2 PARCEL 1 MCR 794-45
Legal Range06E
Legal Township02S
Legal Section15
Legal QuarterSW
Legal SubdivisionFREEMAN FARMS PHASE 2 PARCEL 1
Legal Phase2
Legal Lot Number94
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group1
Census Block1022
Census Tract816001

Owner

The current owner of 5401 S Cardinal St bought it in December 2010.

Source: Maricopa County records, as of November 20, 2025

Owner of Record2 Owner Names on File
Mailing Address5401 S CARDINAL ST, GILBERT, AZ 85298-8477
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2019Deed of Trust, Mortgage · Line of Credit
US BANK NA
May 4, 2021Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 3, 2010 · Amount on File
Deed SaleDec 3, 2010 · Amount on File
Prior SaleOct 2, 2009
Deed Document Number20101058375
Record UpdatedJun 8, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address5401 S CARDINAL ST, GILBERT, AZ 85298-8477
Transaction TypeMortgage
Record UpdatedJul 15, 2022
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5401 S CARDINAL ST, GILBERT, AZ 85298-8477

Mortgage

Document Number0000601323
DateAug 6, 2019
Instrument20190601323
Lender
NameUS BANK NA
TypeMortgage Company
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term358 Months
DueJun 15, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address5401 S CARDINAL ST, GILBERT, AZ 85298-8477
Transaction TypeMortgage
Record UpdatedJul 15, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address5401 S CARDINAL ST, GILBERT, AZ 85298-8477

Mortgage

Document Number0000496609
DateMay 4, 2021
Instrument20210496609
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5401 S Cardinal St was $4,124.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictHigley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$70,800$708,000 Land $141,600 Building $566,400
2025$4,124.00
2024$72,170$721,700 Land $144,300 Building $577,400
2023$4,375.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5401 S Cardinal St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5401 S Cardinal St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		1,000 / 75
TREPIC Networks
Fixed Wireless		200 / 30
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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