Hamilton County property record for 5401 Owasco St, Cincinnati, OH 45227
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 952 sqft · built 1910 |
| Lot Size | 0.096 acres (4,182 sqft) |
| Owner | Individual Name on File |
| Last Sale | $37,050 (Oct 2021) |
| Tax Bill | $2,248 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 034-0002-0086-00 |
| Primary APN | 034-0002-0086-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 952 sqft Living Area |
| Gross Area | 1,736 sqft |
| 1st Floor Area | 952 sqft |
| Basement Area | 784 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 4,182 sqft (0.096 acres) |
| Lot Dimensions | 105 ft deep x 145 ft wide |
| Garage Type | Detached |
| Garage Area | 234 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 133 sqft |
| Deck Area | Deck Area |
| Patio Area | 281 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 5401 OWASCO ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45227-1939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF4 |
| Legal Description | 5401 OWASCO AVE 40 X 105 LOT 37 NORTH SIDE PLACE |
| Legal Subdivision | NORTHSIDE PLACE |
| Legal Lot Number | 37 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 5500 |
5401 Owasco St is owned and occupied by an individual who bought it in October 2021.
Source: Hamilton County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5401 OWASCO ST, CINCINNATI, OH 45227-1939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK |
| Oct 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2021 · Amount on File |
| Deed Sale | Oct 28, 2021 · Amount on File |
| Prior Sale | Apr 16, 2008 · Amount on File |
| Deed Document Number | 2021131080 |
| Deed Book / Page | 14533 / 1843 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 3, 2026 |
| Property Address | 5401 OWASCO ST, CINCINNATI, OH 45227-1939 |
| Document Number | 0000043311 |
| Book / Page | 15679 / 647 |
| Instrument Date | May 26, 2026 |
| Instrument | 202643311 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5401 OWASCO ST, CINCINNATI, OH 45227-1939 |
| Document Number | 0000043311, |
|---|---|
| Date | Jun 3, 2026 |
| Book Page | 15679/647 |
| Instrument | 202643311 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 26, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 28, 2021 |
| Property Address | 5401 OWASCO ST, CINCINNATI, OH 45227-1939 |
| Document Number | 0000131080 |
| Book / Page | 14533 / 1843 |
| Map Reference | MB 19 PG 48 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 2021-0131080 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Title Company | REDHAWK TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $111.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5401 OWASCO ST, CINCINNATI, OH 45227-1939 |
| Document Number | 0000131081 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 2021-0131081 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 5401 Owasco St was $2,248, up 3% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,248.00 (+2.98%) | $35,802 (-) Land $11,977 Building $23,825 | $102,290 Land $34,220 Building $68,070 |
| 2024 | $2,183.00 (-2.11%) | $35,802 (-) Land $11,977 Building $23,825 | |
| 2023 | $2,230.00 (+59.51%) | $35,802 (+79.86%) Land $11,977 Building $23,825 | $102,290 Land $34,220 Building $68,070 |
| 2022 | $1,398.00 Homeowner's exemption | $19,905 Land $5,901 Building $14,004 | |
| 2020 | $56,870 Land $16,860 Building $40,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5401 Owasco St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5401 Owasco St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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