5401 Memory Ln, Evansville, IN 47711 Property Records

Vanderburgh County property record for 5401 Memory Ln, Evansville, IN 47711

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,089 sqft · built 1956
Lot Size	0.222 acres (9,660 sqft)
Owner	Individual Name on File
Last Sale	$228,533 (Nov 2021)
Tax Bill	$1,524 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021-10-02-3860-09`

Property Details

APN / Parcel Number

Primary APN	`021-10-02-3860-09`
Alternative APNs	`82-06-03-002-386.009-019` `01541354698`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,089 sqft Living Area
1st Floor Area	1,089 sqft
Basement Area	1,089 sqft
Finished Basement	1,089 sqft
Game Room	Game Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Brick
Roof Material	Asphalt
Lot Area	9,660 sqft (0.222 acres)
Lot Dimensions	140 ft deep x 69 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01541354698
Street Address	5401 MEMORY LN
City	EVANSVILLE
State	IN
Zip	47711-2448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MELODY HILL LOT 9
Legal Subdivision	MELODY HILL SUBDIVISION
Legal Lot Number	9
Jurisdiction	VANDERBURGH IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1000
Census Tract	10207

Owner

5401 Memory Ln is owned and occupied by an individual who bought it in November 2021.

Source: Vanderburgh County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	5401 MEMORY LN, EVANSVILLE, IN 47711-2448
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
May 23, 2019	Warranty Deed, Transfer · ARM EVANSVILLE TEACHERS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2021 · Amount on File
Deed Sale	Nov 17, 2021 · Amount on File
Prior Sale	May 23, 2019 · Amount on File
Deed Document Number	202132405
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANDERBURGH IN
Recording Date	Nov 17, 2021
Property Address	5401 MEMORY LN, EVANSVILLE, IN 47711-2448
Document Number	2021R00032405
Map Reference	MB J PG 73
Instrument Date	Nov 9, 2021
Instrument	2021R00032405
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5401 MEMORY LN, EVANSVILLE, IN 47711-2448

Mortgage

Document Number	2021R00032406
Date	Nov 17, 2021
Instrument	2021R00032406

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANDERBURGH IN
Recording Date	May 23, 2019
Property Address	5401 MEMORY LN, EVANSVILLE, IN 47711-2448
Document Number	2019R00010044
Map Reference	MB J PG 73
Instrument Date	May 20, 2019
Instrument	2019R00010044
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5401 MEMORY LN, EVANSVILLE, IN 47711-2448
Investor	Possibly a Property Investor

Mortgage

Document Number	2019R00010045
Date	May 23, 2019
Instrument	2019R00010045

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 5401 Memory Ln was $1,524 with a homeowner's exemption, down 8% from the year before.

Source: Vanderburgh County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Vanderburgh County
County Subdivision	Center Township
Unified School District	Evansville-Vanderburgh School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,524.00 (-7.97%) Homeowner's exemption	$186,400 Land $20,100 Building $166,300	$186,400 Land $20,100 Building $166,300
2024	$1,656.00 (+1.66%)
2023	$1,629.00 (+10.44%)	$179,100 (+12.57%) Land $15,400 Building $163,700	$179,100 (+12.57%) Land $15,400 Building $163,700
2022	$1,475.00 (+23.43%)	$159,100 Land $15,400 Building $143,700	$159,100 Land $15,400 Building $143,700
2021	$1,195.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5401 Memory Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5401 Memory Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVANSVILLE WATER UTILITY serves 182,444 people · EPA ID IN5282002
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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