5401 Macdonald Ave, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 5401 Macdonald Ave, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,139 sqft · built 1945
Lot Size	0.129 acres (5,600 sqft)
Owner	Individual Name on File
Last Sale	$1,150,000 (Oct 2023)
Tax Bill	$16,321 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Sep 2023 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`501-020-025`

Property Details

APN / Parcel Number

Primary APN	`501-020-025`
Alternative APN	`501-020-025-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,139 sqft Living Area
1st Floor Area	1,139 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1975
Lot Area	5,600 sqft (0.129 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	5401 MACDONALD AVE
City	EL CERRITO
State	CA
Zip	94530-1637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RICH JUNCTION 1&44 22
Legal Subdivision	RICHMOND JUNCTION
Legal Block	22
Legal Lot Number	1,44
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3012
Census Tract	384000

Owner

5401 Macdonald Ave is owned and occupied by an individual who bought it in October 2023.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	5401 MACDONALD AVE, EL CERRITO, CA 94530-1637
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 14, 2023	Grant Deed, Transfer ACCOMODATION, ACCOMMODATION
Sep 1, 2023	Intrafamily Transfer, Transfer
Jan 30, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage DIRECT MORTGAGE CORP
Jan 30, 2023	Quit Claim Deed, Transfer WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage BARRETT FINANCIAL GROUP LLC
Feb 2, 2022	Grant Deed, Transfer · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2023 · Amount on File
Deed Sale	Oct 2, 2023 · Amount on File
Prior Sale	Feb 2, 2022 · Amount on File
Deed Document Number	202395329
Prior Transfer Date	Sep 7, 2023
Prior Transfer Doc	0000088645
Record Updated	Oct 29, 2026

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 2, 2023
Property Address	5401 MACDONALD AVE, EL CERRITO, CA 94530-1637
Document Number	0000095329
Map Reference	MB 9 PG 221
Instrument Date	Sep 8, 2023
Instrument	2023-095329
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	USA NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5401 MACDONALD AVE, EL CERRITO, CA 94530-1637

Mortgage

Document Number	0000095330
Date	Oct 2, 2023
Instrument	2023-095330

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 14, 2023
Property Address	5401 MACDONALD AVE, EL CERRITO, CA 94530-1637
Document Number	0000088645
Map Reference	MB 9 PG 21
Instrument Date	Sep 7, 2023
Instrument	2023-088645
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 DAFFOBLE DR, MERCED, CA 95341

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 1, 2023
Property Address	5401 MACDONALD AVE, EL CERRITO, CA 94530-1637
Document Number	0000085118
Map Reference	MB 9 PG 221
Instrument Date	Aug 30, 2023
Instrument	2023-085118
Transaction Type	Transfer
Record Updated	Sep 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 DAFFODIL DR, MERCED, CA 95341-8052

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 30, 2023
Property Address	5401 MACDONALD AVE, EL CERRITO, CA 94530-1637
Document Number	0000007812
Map Reference	MB 9 PG 221
Instrument Date	Jan 18, 2023
Instrument	2023-007812
Transaction Type	Transfer
Record Updated	Feb 6, 2023
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 DAFFODIL DR, MERCED, CA 95341-8052

Mortgage

Document Number	0000007813
Date	Jan 30, 2023
Instrument	2023-007813

Lender

Name	DIRECT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 30, 2023
Property Address	5401 MACDONALD AVE, EL CERRITO, CA 94530-1637
Document Number	0000007811
Map Reference	MB 9 PG 221
Instrument Date	Jan 4, 2023
Instrument	2023-007811
Transaction Type	Transfer
Record Updated	Feb 6, 2023
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	419 DAFFODIL DR, MERCED, CA 95341-8052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5401 MACDONALD AVE, EL CERRITO, CA 94530-1637
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5401 MACDONALD AVE, EL CERRITO, CA 94530-1637

Mortgage

Document Number	0000337547
Date	Dec 14, 2021
Instrument	2021-337547

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company
Address	GILBERT, AZ 85295

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 2, 2022
Property Address	5401 MACDONALD AVE, EL CERRITO, CA 94530-1637
Document Number	0000020600
Map Reference	MB 9 PG 221
Instrument Date	Jan 7, 2022
Instrument	2022-020600
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	USA NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5401 MACDONALD AVE, EL CERRITO, CA 94530-1637

Mortgage

Document Number	0000020601
Date	Feb 2, 2022
Instrument	2022-020601

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 1, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 5401 Macdonald Ave was $16,321.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,196,460 (+2%) Land $936,360 Building $260,100
2025	$16,321.00	$1,173,000 Land $918,000 Building $255,000
2023	$11,964.00 (+130.65%)	$840,000 Land $663,000 Building $177,000
2022	$5,187.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5401 Macdonald Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5401 Macdonald Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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