Adams County property record for 5401 Gardner Expy, Quincy, IL 62305
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3.8 acres (165,528 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,065 (2024) |
| Deeds & Mortgages | Jun 2020 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 200179600000 |
| Primary APN | 200179600000 |
|---|
| Lot Area | 165,528 sqft (3.8 acres) |
|---|
| Street Address | 5401 GARDNER EXPY |
|---|---|
| City | QUINCY |
| State | IL |
| Zip | 62305-0724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SW SEC 25 2S9W BEG INT E LN RT 57 & N LN S1/2 NW 142.22 NE 294 E 127 SE 405 SW 306.08 NW 334.65 PT E 1/2 SW SEC 25 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 25 |
| Jurisdiction | ADAMS IL |
| Township / Civil Division | MELROSE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 10600 |
5401 Gardner Expy is owned and occupied by an individual.
Source: Adams County records, as of August 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5401 GARDNER EXPY, QUINCY, IL 62305-0724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE STREET BANK & TRUST CO |
| May 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE STREET BANK & TRUST CO |
| Jun 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE STREET BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 5401 GARDNER EXPY, QUINCY, IL 62305-0724 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020R04548 |
|---|---|
| Date | Jun 5, 2020 |
| Instrument | 2020R-04548 |
| Name | STATE STREET BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 5401 GARDNER EXPY, QUINCY, IL 62305-0724 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020R03491 |
|---|---|
| Date | May 8, 2020 |
| Instrument | 2020R-03491 |
| Name | STATE STREET BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 5401 GARDNER EXPY, QUINCY, IL 62305-0724 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020R04548 |
|---|---|
| Date | Jun 5, 2020 |
| Instrument | 2020R-04548 |
| Name | STATE STREET BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Adams County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Adams County |
| County Subdivision | Melrose Township |
| Unified School District | Quincy School District 172 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $92,150 Land $7,910 Building $84,240 | $276,450 Land $23,730 Building $252,720 | |
| 2024 | $5,065.00 | ||
| 2022 | $73,020 Land $6,270 Building $66,750 | $219,060 Land $18,810 Building $200,250 | |
| 2021 | $4,064.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5401 Gardner Expy in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1982–2015) |
| Most Recent Claim | Jul 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5401 Gardner Expy is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Nextlink, Verizon.
5G (outdoors only) and 4G LTE
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