5401 Fallston Rd, Lawndale, NC 28090 Property Records

Cleveland County property record for 5401 Fallston Rd, Lawndale, NC 28090

Property Summary

Property Type	Single Family Home
Details	1,664 sqft · built 1990
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$188,000 (Jan 2022)
Tax Bill	$1,041 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45105`

Property Details

APN / Parcel Number

Primary APN	`45105`
Alternative APNs	`1340284` `1344835`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,664 sqft Finished Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2005
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Carport
Carport	Carport
Porch	Patio
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1344835
Street Address	5401 FALLSTON RD
City	LAWNDALE
State	NC
Zip	28090-9130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	.4 AC HWY 18
Legal Subdivision	BELWOOD
Legal Block	1
Legal Lot Number	76
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2059
Census Tract	950101

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5401 FALLSTON RD, LAWNDALE, NC 28090-9130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2022 · Amount on Record
Deed Sale	Jan 19, 2022 · Amount on Record
Prior Sale	Oct 21, 2011 · Amount on Record
Deed Document Number	2022200067258
Deed Book / Page	1862 / 2914
Prior Transfer Date	Oct 17, 2011
Prior Transfer Doc	0016232051
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jan 19, 2022
Property Address	5401 FALLSTON RD, LAWNDALE, NC 28090-9130
Document Number	0018622914
Book / Page	1862 / 2914
Instrument Date	Jan 19, 2022
Instrument	200067258
Transaction Type	Transfer
Record Updated	Aug 31, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$376.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 481, FALLSTON, NC 28042-0481

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 CHERRY RD, ROCKY POINT, NY 11778-8429

Mortgage

Document Number	0018622918
Date	Jan 19, 2022
Instrument	1862/2918

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Belwood Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,041.00 (+7.76%)	$141,069 (-) Land $10,890 Building $130,179	$141,069 (-) Land $10,890 Building $130,179
2025	$966.00	$141,069 (+183.21%) Land $10,890 Building $130,179	$141,069 (+183.21%) Land $10,890 Building $130,179
2023		$49,810 Land $4,400 Building $45,410	$49,810 Land $4,400 Building $45,410

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20