5401 Bingham St, Dearborn, MI 48126 Property Records

Wayne County property record for 5401 Bingham St, Dearborn, MI 48126

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,395 sqft · built 1940
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Sep 2021)
Tax Bill	$4,639 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82-10-171-02-016`

Property Details

APN / Parcel Number

Primary APN	`82-10-171-02-016`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,395 sqft Living Area
1st Floor Area	802 sqft
Basement Area	802 sqft
Finished Basement	802 sqft
Unfinished Basement	802 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Brick
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	135 ft deep x 72 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5401 BINGHAM ST
City	DEARBORN
State	MI
Zip	48126-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOTS 252 & 253 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF ADDITION TO MAPLEWOOD PARK SUB
Legal Subdivision	MAPLEWOOD PARK
Legal Lot Number	252-253
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	2
Census Block	2001
Census Tract	574000

Owner

5401 Bingham St is owned and occupied by an individual who bought it in September 2021.

Source: Wayne County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	5401 BINGHAM ST, DEARBORN, MI 48126-3305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Oct 26, 2021	Land Contract, Transfer · Land Contract NOT AVAILABLE
Sep 1, 2021	Land Contract, Transfer · Land Contract NOT AVAILABLE
May 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2021 · Amount on File
Deed Sale	Sep 1, 2021 · Amount on File
Deed Document Number	2021329358
Deed Book / Page	57000 / 473
Prior Transfer Date	Apr 28, 2020
Prior Transfer Doc	0556920581
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	5401 BINGHAM ST, DEARBORN, MI 48126-3305
Transaction Type	Mortgage
Record Updated	Nov 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5401 BINGHAM ST, DEARBORN, MI 48126-3305

Mortgage

Document Number	0571411188
Date	Oct 26, 2021
Book Page	57141/1188
Instrument	2021384864

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 7, 2051

October 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	WAYNE MI
Recording Date	Oct 26, 2021
Property Address	5401 BINGHAM ST, DEARBORN, MI 48126-3305
Document Number	0571411195
Book / Page	57141 / 1195
Instrument Date	Sep 10, 2021
Instrument	2021384865
Transaction Type	Transfer
Record Updated	Nov 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Date	Oct 26, 2021

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount on Record

September 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	WAYNE MI
Recording Date	Sep 1, 2021
Property Address	5401 BINGHAM ST, DEARBORN, MI 48126-3305
Document Number	0570000473
Book / Page	57000 / 473
Instrument Date	Aug 20, 2020
Instrument	2021329358
Transaction Type	Transfer
Record Updated	Sep 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3014 8TH ST, 3014, MONROE, MI 48162-4803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5325 BINGHAM ST, DEARBORN, MI 48126-3344

Mortgage

Date	Sep 1, 2021

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount on Record

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	May 15, 2020
Property Address	5401 BINGHAM ST, DEARBORN, MI 48126-3305
Document Number	0556920581
Book / Page	055692 / 000581
Instrument Date	Apr 28, 2020
Instrument	136003
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5401 BINGHAM ST DEARBORN MI 481263305, DEARBORN, MI 48126-3305

Tax Assessment & Valuation

The 2025 property tax bill for 5401 Bingham St was $4,639 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,500 (+39.51%)	$363,000 (+39.51%)
2025	$4,639.00 Homeowner's exemption	$130,100	$260,200
2023		$93,700	$187,400
2019	$3,275.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5401 Bingham St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5401 Bingham St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 892 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T DSL	100 / 20

May also be available: T-Mobile.

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