5400 Willowbrook Loop, Owensboro, KY 42301 Property Records

Daviess County property record for 5400 Willowbrook Loop, Owensboro, KY 42301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,976 sqft · built 2002
Lot Size0.367 acres (15,987 sqft)
OwnerIndividual Name on Record
Tax Bill$2,362 (2025)
Deeds & MortgagesApr 2008 Line of Credit
Flood ZoneZone X (minimal risk)
APN039C0004900000

Property Details

APN / Parcel Number

Primary APN039C0004900000
Alternative APNs
  • 039-C0-00-049-00-000
  • 2244738

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,976 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialCombination
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,987 sqft (0.367 acres)
Garage TypeAttached
Garage Area586 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address5400 WILLOWBROOK LOOP
CityOWENSBORO
StateKY
Zip42301-8389
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5400 WILLOW BROOK LP
Legal SubdivisionWHISPERING MEADOWS
Legal Lot Number49
JurisdictionDAVIESS KY
Township / Civil DivisionUTICA-STANLEY
Census Block Group1
Census Block1026
Census Tract1800

Owner

Source: Daviess County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5400 WILLOWBROOK LOOP, OWENSBORO, KY 42301-8389
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

April 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIESS KY
Property Address5400 WILLOWBROOK LOOP, OWENSBORO, KY 42301-8389
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001633/465
DateApr 7, 2008
Book Page1633/465
Instrument2008-00005479
Lender
NameREPUBLIC BANK & TRUST CO
TypeBank
AddressLOUISVILLE, KY 40222
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueMar 24, 2018
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyDaviess County
Unified School DistrictDaviess County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$223,000 (-)$223,000 (-)
2025$2,362.00$223,000 (-) Land $40,000 Building $183,000$223,000 (-) Land $40,000 Building $183,000
2023$223,000$223,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims5 (2013–2025)
Claims Outside the SFHA1 of 5
Most Recent ClaimFeb 2025 · Severe Storms, Straight-line Winds, Flooding, And Landslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, And Landslides, Feb 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDAVIESS CO WATER DISTRICT
serves 33,655 people · EPA ID KY0300387
Water SourcePurchased groundwater from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
AT&T
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
Watch TV
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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