5400 W Thomas St, Chicago, IL 60651 Property Records

Cook County property record for 5400 W Thomas St, Chicago, IL 60651

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,142 sqft · built 1910
Lot Size	0.084 acres (3,650 sqft)
Owner	Individual Name on Record
Last Sale	$267,000 (Aug 2019)
Tax Bill	$3,098 (2023)
Deeds & Mortgages	May 2021 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-04-303-047`

Property Details

APN / Parcel Number

Primary APN	`16-04-303-047`
Alternative APN	`16-04-303-047-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,142 sqft Living Area
1st Floor Area	1,142 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1912
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	3,650 sqft (0.084 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	5400 W THOMAS ST
City	CHICAGO
State	IL
Zip	60651-2812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	E A (CUMMINGS) & (COMPANYS) (PINE) AVE ADD TO AUSTIN SUB W 1290.2 FT OF SH SH NH NH SW SEC 04-39-13
Legal Range	13E
Legal Township	39N
Legal Section	04
Legal Subdivision	CUMMINGS & COMPANYS PINE
Legal Block	1
Legal Lot Number	1
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	4
Census Block	4010
Census Tract	251200

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5400 W THOMAS ST, CHICAGO, IL 60651-2812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage BLUELEAF LENDING LLC
Aug 12, 2019	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2019 · Amount on Record
Deed Sale	Aug 12, 2019 · Amount on Record
Prior Sale	May 9, 2014 · Amount on Record
Deed Document Number	201949001
Prior Transfer Date	Apr 14, 2005
Prior Transfer Doc	0000041113
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	5400 W THOMAS ST, CHICAGO, IL 60651-2812
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012321301
Date	May 3, 2021
Instrument	2112321301

Lender

Name	BLUELEAF LENDING LLC
Type	Lending Institution
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 12, 2019
Property Address	5400 W THOMAS ST, CHICAGO, IL 60651-2812
Document Number	1922449001
Instrument Date	Jul 30, 2019
Instrument	22449001
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$267.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5400 W THOMAS ST CHICAGO IL 606512812, CHICAGO, IL 60651-2812

Mortgage

Document Number	1922449002
Date	Aug 12, 2019
Instrument	22449002

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2049

Interest

Rate Type	Fixed Rate
Rate	3.99%

Mortgage

Document Number	1922449003,
Date	Aug 12, 2019
Instrument	22449003

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	121 N LA SALLE ST, CHICAGO, IL 60602-1202

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 11, 2029

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,400 (+2.23%) Land $4,380 Building $14,020	$184,000 (+2.23%) Land $43,800 Building $140,200
2023	$3,098.00 (+3.34%)
2022	$2,998.00 Homeowner's exemption	$17,999 Land $3,467 Building $14,532	$179,990 Land $34,670 Building $145,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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