5400 Two Moons Dr, Charlotte, NC 28212 Property Records

Mecklenburg County property record for 5400 Two Moons Dr, Charlotte, NC 28212

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,418 sqft · built 1977
Lot Size	0.277 acres (12,069 sqft)
Owner	Individual Name on Record
Last Sale	$318,000 (Nov 2023)
Tax Bill	$2,538 (2023)
Deeds & Mortgages	Nov 2023 Sale & Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-297-18`

Property Details

APN / Parcel Number

Primary APN	`103-297-18`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,418 sqft Heated Area
Gross Area	1,436 sqft
1st Floor Area	1,418 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	12,069 sqft (0.277 acres)
Porch	Porch
Porch Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	103-297-18
Street Address	5400 TWO MOONS DR
City	CHARLOTTE
State	NC
Zip	28212-2348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L16 B9 M17-570
Legal Block	9
Legal Lot Number	16
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1004
Census Tract	1925

Owner

Source: Mecklenburg County records, as of November 13, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5400 TWO MOONS DR, CHARLOTTE, NC 28212-2348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Warranty Deed, Transfer · Conventional Mortgage UMORTGAGE LLC
May 25, 2023	Warranty Deed, Transfer · Commercial Mortgage MCU FINANCIAL CENTER CU
Apr 19, 2023	Warranty Deed, Transfer HARBOR CITY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2023 · Amount on Record
Deed Sale	Nov 2, 2023 · Amount on Record
Prior Sale	May 25, 2023 · Amount on Record
Deed Document Number	2023104432
Deed Book / Page	38464 / 104
Record Updated	Jun 7, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 2, 2023
Property Address	5400 TWO MOONS DR, CHARLOTTE, NC 28212-2348
Document Number	0000104432
Book / Page	38464 / 104
Map Reference	MB 17 PG 570
Instrument Date	Nov 2, 2023
Instrument	2023104432
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$636.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2006 BELLEFOREST CT, WAXHAW, NC 28173-7381

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5400 TWO MOONS DR, CHARLOTTE, NC 28212-2348

Mortgage

Document Number	0000104433
Date	Nov 2, 2023
Instrument	2023104433

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 25, 2023
Property Address	5400 TWO MOONS DR, CHARLOTTE, NC 28212-2348
Document Number	0000049054
Book / Page	38145 / 805
Map Reference	MB 17 PG 570
Instrument Date	May 25, 2023
Instrument	2023049054
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	HARBOR CITY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1200 EAST BLVD MOREHEAD ST85, ST85, CHARLOTTE, NC 28203-5708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2006 BELLEFOREST CT, WAXHAW, NC 28173-7381

Mortgage

Document Number	0000049055
Date	May 25, 2023
Instrument	2023049055

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Mar 1, 2024

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 19, 2023
Property Address	5400 TWO MOONS DR, CHARLOTTE, NC 28212-2348
Document Number	0000035340
Book / Page	38065 / 577
Map Reference	MB 17 PG 570
Instrument Date	Apr 19, 2023
Instrument	2023035340
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	HARBOR CITY TITLE

Transaction

Amount	Amount Recorded
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	477 REDFEARN WAY, JEFFERSON, SC 29718-6600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 E MOREHEAD ST STE 285, 285, CHARLOTTE, NC 28204-2847
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,538.00	$263,100 Land $70,000 Building $193,100	$263,100 Land $70,000 Building $193,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber, T-Mobile.

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