5400 Timbertop Ln, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 5400 Timbertop Ln, Charlotte, NC 28215

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,142 sqft · built 1998
Lot Size0.196 acres (8,572 sqft)
OwnerIndividual Name on File
Last Sale$97,500 (Apr 2008)
Tax Bill$2,661 (2023)
Deeds & MortgagesMay 2021 Mortgage
Mar 2023 Transfer
Flood ZoneZone X (minimal risk)
APN111-444-10

Property Details

APN / Parcel Number

Primary APN111-444-10

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,142 sqft Heated Area
Gross Area1,382 sqft
1st Floor Area1,142 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area8,572 sqft (0.196 acres)
Garage Area240 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number111-444-10
Street Address5400 TIMBERTOP LN
CityCHARLOTTE
StateNC
Zip28215-7550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL296 M28-485
Legal SubdivisionTURTLE ROCK PH 02 MAP 01
Legal Lot Number296
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2006
Census Tract5627

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-owner2 Co-owners on File
Mailing Address914 LUNSFORD PL, CHARLOTTE, NC 28205-1946
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Mar 16, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleApr 4, 2008 · Amount on File
Deed SaleApr 4, 2008 · Amount on File
Prior SaleApr 4, 2008 · Amount on File
Deed Document Number0000058795
Deed Book / Page23594 / 0790
Last Transfer DateMar 16, 2023
Transfer Doc0000023178
Record UpdatedJun 7, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address5400 TIMBERTOP LN, CHARLOTTE, NC 28215-7550
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000099583
DateMay 19, 2021
Book Page36083/392
Instrument2021099583
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateMar 16, 2023
Property Address5400 TIMBERTOP LN, CHARLOTTE, NC 28215-7550
Document Number0000023178
Book / Page37994 / 205
Map ReferenceMB 26 PG 485
Instrument DateMar 15, 2023
Instrument2023023178
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address914 LUNSFORD PL, CHARLOTTE, NC 28205-1946

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address914 LUNSFORD PL, CHARLOTTE, NC 28205-1946

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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