Midland County property record for 5400 Sturgeon Ave, Midland, MI 48640
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,482 sqft · built 1987 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $167,000 (May 2021) |
| Tax Bill | $2,770 (2022) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 14-05-60-012 |
| Primary APN | 14-05-60-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,482 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Ranch |
| Lot Area | 37,462 sqft (0.86 acres) |
| Lot Dimensions | 231 ft deep x 163 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 140560012 |
|---|---|
| Street Address | 5400 STURGEON AVE |
| City | MIDLAND |
| State | MI |
| Zip | 48640-3225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA1 |
| Legal Description | BEG 493 FT S OF W 1/4 CORSEC 5, E 264 FT, S 163.29 FT, W 264 FT, N 163.14 FT TO BEG EXC R/W & EASE ON N 15 FT L572 P1165 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 291000 |
Source: Midland County records, as of June 19, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5400 STURGEON AVE, MIDLAND, MI 48640-3225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Dec 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK |
| Sep 12, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2021 · Amount on Record |
| Deed Sale | May 24, 2021 · Amount on Record |
| Prior Sale | Sep 12, 2019 · Amount on Record |
| Deed Document Number | 0000164658 |
| Deed Book / Page | 1646 / 58 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | May 24, 2021 |
| Property Address | 5400 STURGEON AVE, MIDLAND, MI 48640-3225 |
| Document Number | 1646/58 |
| Book / Page | 1646 / 58 |
| Instrument Date | May 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Title Company | CROSSROADS TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,252.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 500 STURGEON AVE, 500, MIDLAND, MI 48640 |
| Name | Verified Name |
|---|---|
| Address | 5400 STURGEON AVE, MIDLAND, MI 48640-3225 |
| Document Number | 164659 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 1646/59 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Number | 1646/60 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 1646/60 |
| Name | MICHIGAN STATE HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | LANSING, MI 48912 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 5400 STURGEON AVE, MIDLAND, MI 48640-3225 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 7712 WINDING CREEK CT, MIDLAND, MI 48642-8011 |
| Document Number | 1640/836 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 1640/836 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Sep 12, 2019 |
| Property Address | 5400 STURGEON AVE, MIDLAND, MI 48640-3225 |
| Document Number | 01627/00552 |
| Book / Page | 01627 / 00552 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 01627-00552 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,152.40 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7712 WINDING CREEK CT, MIDLAND, MI 48642-8011 |
Source: Midland County assessment roll, as of March 1, 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| Municipality | Midland City |
| Unified School District | Midland Public Schools (KG - 12) |
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 30 (1986–2020) |
| Claims Outside the SFHA | 4 of 30 |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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