5400 Somers Gratis Rd, Camden, OH 45311 Property Records

Preble County property record for 5400 Somers Gratis Rd, Camden, OH 45311

Property Summary

Property Type	Farm - Irrigated or Dry
Details	1 ba · 2,380 sqft · built 2018
Lot Size	10.4 acres (457,206 sqft)
Owner	Individual Name on File
Last Sale	$399,900 (Nov 2019)
Tax Bill	$3,548 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C07-4317-200-00-001-000`

Property Details

APN / Parcel Number

Primary APN	`C07-4317-200-00-001-000`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,380 sqft Total Area
1st Floor Area	1,456 sqft
2nd Floor Area	924 sqft
Basement Area	1,456 sqft

Exterior

Year Built	Built 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	457,206 sqft (10.4 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	5400 SOMERS GRATIS RD
City	CAMDEN
State	OH
Zip	45311-8715
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	NE PT NE
Jurisdiction	PREBLE OH
Township / Civil Division	GRATIS
Census Block Group	1
Census Block	1004
Census Tract	480100

Owner

5400 Somers Gratis Rd, an agricultural property, is owned and occupied by an individual who bought it in November 2019.

Source: Preble County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	5400 SOMERS GRATIS RD, CAMDEN, OH 45311-8715
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Nov 18, 2019	Warranty Deed, Transfer · VA Mortgage 3RD STREET FINANCIAL CORP
Jan 3, 2018	Warranty Deed, Construction Loan · Construction Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2019 · Amount on File
Deed Sale	Nov 18, 2019 · Amount on File
Prior Sale	Jan 3, 2018
Deed Document Number	1580
Deed Book / Page	398 / 1616
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	5400 SOMERS GRATIS RD, CAMDEN, OH 45311-8715
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	422/969
Date	Jul 28, 2021
Book Page	422/969
Instrument	202100004302

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	5400 SOMERS GRATIS RD, CAMDEN, OH 45311-8715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOUTHWESTERN OHIO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	391/0789
Date	Apr 10, 2019
Book Page	391/0789
Instrument	201900001454

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Nov 18, 2019
Property Address	5400 SOMERS GRATIS RD, CAMDEN, OH 45311-8715
Document Number	398/1616
Book / Page	398 / 1616
Instrument Date	Nov 8, 2019
Instrument	201900005131
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,199.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5400 SOMERS GRATIS RD, CAMDEN, OH 45311-8715

Mortgage

Document Number	201900005132
Date	Nov 18, 2019
Instrument	201900005132

Lender

Name	3RD STREET FINANCIAL CORP
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

January 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Jan 3, 2018
Property Address	5400 SOMERS GRATIS RD, CAMDEN, OH 45311-8715
Document Number	378/1616
Book / Page	378 / 1616
Map Reference	VOL 340 PG 88
Instrument Date	Dec 29, 2017
Instrument	201800000068
Transaction Type	Construction Loan
Record Updated	Jun 15, 2021
Title Company	NATIONAL TITLE COMPANY (H, NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5364 SOMERS GRATIS RD, CAMDEN, OH 45311-8714

Mortgage

Document Number	201800000069
Date	Jan 3, 2018
Instrument	201800000069

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	Dec 29, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 5400 Somers Gratis Rd was $3,548 with exemptions applied, up 7.6% from the year before.

Source: Preble County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
County Subdivision	Gratis Township
Unified School District	Preble Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,548.00 (+7.65%) Homeowner's exemption Additional exemption filed	$117,060 (-) Land $32,430 Building $84,630
2024	$3,296.00 (-1.32%) Homeowner's exemption	$117,060 (-) Land $32,430 Building $84,630
2023	$3,340.00 (+21.06%) Homeowner's exemption	$117,060 (+21.61%) Land $32,430 Building $84,630	$334,450 Land $92,650 Building $241,800
2022	$2,759.00 Homeowner's exemption	$96,260 Land $27,060 Building $69,200
2020			$334,450 Land $92,650 Building $241,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5400 Somers Gratis Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5400 Somers Gratis Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people · EPA ID OH0903912
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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