5400 S Lorel Ave, #2, Chicago, IL 60638 Property Records

Cook County property record for 5400 S Lorel Ave, #2, Chicago, IL 60638

Property Summary

Property Type	Apartments (5+ Units)
Details	4 bd · 2 ba · 3,120 sqft · built 2005
Lot Size	0.087 acres (3,780 sqft)
Owner	2 Trust Names on File
Last Sale	$510,000 (Apr 2024)
Tax Bill	$6,957 (2023)
Deeds & Mortgages	Apr 2024 Sale May 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-09-328-016`

Property Details

APN / Parcel Number

Primary APN	`19-09-328-016`
Alternative APN	`19-09-328-016-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,120 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2008
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,780 sqft (0.087 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5400 S LOREL AVE
City	CHICAGO
State	IL
Zip	60638-2924
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RT-4
Legal Range	13E
Legal Township	38N
Legal Section	09
Legal Subdivision	HETZELS ADD
Legal Block	17
Legal Lot Number	1
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1007
Census Tract	560700

Owner

5400 S Lorel Ave, #2, a residential property, is held in a trust since December 2024.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7745 S KOMENSKY AVE, CHICAGO, IL 60652-1234
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Administrator's Deed, Transfer FIDELITY NATIONAL TITLE
May 27, 2020	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA
Aug 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BK NA
Jun 23, 2017	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2024 · Amount on File
Deed Sale	Apr 17, 2024 · Amount on File
Prior Sale	May 19, 2004 · Amount on File
Deed Document Number	202424285
Last Transfer Date	Dec 14, 2024
Transfer Doc	0000007003
Record Updated	Oct 29, 2026

April 2024: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	COOK IL
Recording Date	Apr 17, 2024
Property Address	5400 S LOREL AVE # 2, 2, CHICAGO, IL 60638-2924
Document Number	0010824285
Instrument Date	Apr 12, 2024
Instrument	2410824285
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$510.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5400 S LOREL AVE, CHICAGO, IL 60638-2924

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	5400 S LOREL AVE # 2, 2, CHICAGO, IL 60638-2924
Document Number	2019107276
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5400 S LOREL AVE CHICAGO IL 606382924, CHICAGO, IL 60638-2924

Mortgage

Document Number	2019107276
Date	Jul 9, 2020
Instrument	19107276

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2050

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	5400 S LOREL AVE # 2, 2, CHICAGO, IL 60638-2924
Document Number	1824757015
Instrument Date	Aug 24, 2018
Transaction Type	Mortgage
Record Updated	Sep 12, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5400 S LOREL AVE CHICAGO IL 606382924, CHICAGO, IL 60638-2924

Mortgage

Document Number	1824757015
Date	Sep 4, 2018
Instrument	24757015

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2048

Interest

Rate	4.75%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	5400 S LOREL AVE # 2, 2, CHICAGO, IL 60638-2924
Document Number	1718808161
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5400 S LOREL AVE #2 CHICAGO IL 606382924, 2, CHICAGO, IL 60638-2924

Mortgage

Document Number	1718808161
Date	Jul 7, 2017
Instrument	18808161

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.49%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$50,000 Land $4,725 Building $45,275	$500,000 Land $47,250 Building $452,750
2023	$6,957.00 (+2.91%)
2022	$6,760.00 (+2.01%) Homeowner's exemption	$36,290 (-) Land $3,780 Building $32,510	$362,900 (-) Land $37,800 Building $325,100
2021	$6,627.00 Homeowner's exemption	$36,290 Land $3,780 Building $32,510	$362,900 Land $37,800 Building $325,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5400 S Lorel Ave, #2 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5400 S Lorel Ave, #2 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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